HLB Personal Loan/Financing-i Consolidation Jul-Sept 2022

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Personal Loan/Financing-i Consolidation

Personal Loan/Financing-i | 16 July 2022-30 September 2022

Consolidate your outstanding credit card and personal financing balances from 3.80% p.a.*

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Features and Benefits

Features and benefits

*Interest/profit rate of 3.80% p.a. is applicable for applicants with verified monthly income of RM20,000 and above and eligible for 60% Pay-On-Time Rebate on flat interest/profit rate of 9.50% p.a.

Interest/Profit Rate and Instalments

Interest/Profit Rate

Our rate is on a flat rate basis

Verified Monthly Income

Flat Interest/Profit Rate

Applicable

Pay-On-Time Rebate

Rate after

Pay-On-Time Rebate

RM2,000 – RM7,999

9.50% p.a.

30%

6.65% p.a.

RM8,000 – RM19,999

50%

4.75% p.a.

RM20,000 and above

60%

3.80% p.a.

(i) Effective interest/profit rate applicable to flat rate of 9.50% p.a. vary from 16.50% p.a. to 17.29% p.a. depending on loan/financing tenures from 2 to 5 years.

(ii) 0.50% of the Facility Amount will be deducted upon disbursement for stamp duty payable.

 

Enjoy up to 60% interest/profit rebate when you pay on time!

Assuming your verified monthly income is RM20,000, and the applicable interest/profit rate is 9.50% p.a., with a total approved facility amount of RM100,000 for 5 years financing tenure and you qualify for 60% Pay-On-Time Rebate:

Period
normal period montlhy instalment
rebate period montlhy instalment

Eligibility

  • Malaysian citizens aged between 21 and 60 years old
  • Minimum annual income of RM24,000
  • Minimum loan/financing-i amount is RM5,000
  • Maximum loan amount is RM250,000 and maximum financing amount is RM150,000 for Financing-i

How to Apply

Click I’m Interested and leave your contact details. We will contact you within 48 business hours.

  • Terms & Conditions
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