Personal Loan/Financing-i | 01 October 2023-31 December 2023
*Interest/profit rate of 3.80% p.a. is applicable for Existing-to-Bank customers with verified monthly income of RM8,000 and above, who are eligible for 60% Pay-On-Time Rebate on flat interest/profit rate of 9.50% p.a.
Our rate is on a flat rate basis
| Verified Monthly Income | Flat Interest/ Profit Rate |
Applicable Pay-On-Time Rebate | Rate after Pay-On-Time Rebate |
||
|---|---|---|---|---|---|
| New-to-Bank Customers | Existing-to-Bank Customers | New-to-Bank Customers | Existing-to-Bank Customers | ||
| RM2,000 – RM7,999 | 9.50% p.a. | 20% | 30% | 7.60% p.a. | 6.65% p.a. |
| RM8,000 and above | 50% | 60% | 4.75% p.a. | 3.80% p.a. | |
Self-employed Special Offer
| Verified Monthly Income | Flat Interest/ Profit Rate |
Applicable Pay-On-Time Rebate | Rate after Pay-On-Time Rebate |
|---|---|---|---|
| All Customers | All Customers | ||
| RM2,000 – RM7,999 | 9.00% p.a. | 30% | 6.30% p.a. |
| RM8,000 and above | 60% | 3.60% p.a. |
(i) Effective interest/profit rate applicable to flat rate of 9.00% p.a. vary from 15.71% p.a. to 16.43% p.a. depending on loan/financing tenures from 2 to 5 years.
(ii) Effective interest/profit rate applicable to flat rate of 9.50% p.a. vary from 16.50% p.a. to 17.29% p.a. depending on loan/financing tenures from 2 to 5 years.
(iii) 0.50% of the Facility Amount will be deducted upon disbursement for stamp duty payable.
Enjoy up to 60% interest/profit rebate when you pay on time!
For example, you are an Existing-to-Bank customer with verified monthly income of RM8,000 and above. The applicable interest/profit rate is 9.50% p.a. and your total approved facility amount is RM100,000 for a financing tenure of 5 years. You also qualify for 60% Pay-On-Time Rebate. The above example is illustrated below:
Eligibility
● Malaysian citizens aged between 21 to 60 years old
● Minimum annual income of RM24,000
● Minimum loan/financing amount is RM5,000
● Maximum loan amount is RM250,000 for Personal Loan and maximum financing amount is RM150,000 for Personal Financing-i
● Facility tenures from 2 to 5 years
Visit HLB/HLISB nearest branch today.