Personal Loan/Financing-i | 07 July 2023-07 July 2023

*Applicable for applicants with verified monthly income of RM8,000 and above who submit their applications through HLB Connect Online on 7 July 2023

Our rate is on a flat rate basis
Application Channel: HLB Connect Online | ||
Verified Monthly Income | Flat Interest/Profit Rate | Facility Tenure |
---|---|---|
RM2,000 – RM7,999 | 6.00% p.a. | 2 to 5 years |
RM8,000 and above | 5.00% p.a. |
Note: The effective interest/profit rates vary as follows for loan/financing-i tenure from 2 to 5 years:
(i) Flat interest/profit rate 5.00% p.a.: Effective interest/profit rates vary from 9.15% p.a. to 9.32% p.a.
(ii) Flat interest/profit rate 6.00% p.a.: Effective interest/profit rates vary from 10.85% p.a. to 11.13% p.a.
(iii) 0.50% of the facility amount will be deducted upon disbursement for stamp duty payable.
Illustration of Instalments
For example, you are an applicant with a verified monthly income of RM8,000 and above and you apply via HLB Connect Online. The applicable interest/profit rate is 5.00% p.a. and your total approved facility amount is RM50,000 for a financing tenure of 5 years. The above example is illustrated below:

*Monthly instalment amount will be rounded up to the nearest RM5.
Any adjustment due to rounding will be reflected towards the end of the facility tenure.
Eligibility
- Malaysian citizens aged between 21 and 60 years old
- Minimum annual income of RM24,000
- Minimum loan/financing amount is RM5,000
- Maximum loan amount is RM250,000 (RM150,000 for Financing-i)
- Exclusively for applications via Connect Online Banking on 7 July 2023 only
- Applicant must hold at least 1 valid and active individual Hong Leong Bank Current/Savings Account or Hong Leong Islamic Bank Current/Savings Account-i (joint and corporate accounts are not eligible)
Click here to login and apply. Then, follow the steps below:
