Fi &Caj - Pinjaman Runcit

Pinjaman Runcit

Description / Service Charges / Fees*
Hong Leong MortgagePlus
i. Set up fee RM200.00
ii. Monthly maintenance fee RM10.00
Redemption Statement RM50.00 applicable to house or home financing (for individuals)
Letter of confirmation for EPF withdrawal RM20.00 per account / request
Security document retrieval (per request) – request for photocopy RM2.00 per page, min RM10.00
Additional loan statement
i. Up to 1 year RM10.00 per request
RM2.00 per page
ii. More than 1 year RM10.00 per request
RM5.00 per page
Request for pricing variation 0.1% of outstanding balance, subject to minimum of RM100.00 and a maximum of RM200.00
Termination Fee for cancellation of loan prior to loan disbursement RM2,000.00
Late payment charge 1% pa on the loan amount in arrears

*Tertakluk kepada Cukai Kerajaan, jika berkenaan

Description / Service Charges / Fees*
Trading fee Waived
Withdrawal of advance payment fee RM50.00 per request
Early settlement charges Actual cost incurred by the Bank at the point of early settlement
Compensation charges - For default payment during facility tenure = 1% p.a. on the overdue instalment amount

- For default payment causing the facility to be terminated or brought to court = 1% p.a. on the outstanding balance (outstanding principal plus accrued profit)

- For default payment after expiry of facility tenure = BNM Islamic Interbank Money Market (“IIMM”) rate on the outstanding balance (outstanding principal plus accrued profit)

 -For default payment post judgment = IIMM rate on the basic judgment sum
Termination Fee for cancellation of financing prior to financing disbursement RM2,000.00
Redemption Statement fee RM50.00 per request
Letter of confirmation for EPF withdrawal fee RM20.00 per request
Security document retrieval (per request) – request for photocopy RM2 per page, min RM10 and max RM60.00
Additional financing statement RM10.00 per request

*Tertakluk kepada Cukai Kerajaan, jika berkenaan

Deskripsi / Perkhidmatan Caj / Fi*
i. Fi Pentadbiran RM35.00
ii. Caj Sampingan (Kereta terpakai) RM350.00
iii. Fi Set-up (Cruise Control) RM200.00
iv. Fi Penyelenggaraan bulanan (Cruise Control) RM10.00
Duti Setem
i. Penyewa RM10.00
ii. Penjamin RM10.00 untuk setiap perjanjian 
Fi Transaksi e-Hakmilik  
i. Tuntutan e-Hakmilik RM3.00
ii. Permintaan Pertukaran RM3.00
Perkhidmatan ad-hoc
i. Surat salinan - pelepasan tuntutan pemilikan RM100.00 setiap surat
ii. Surat persetujuan kepada JPJ - pertukaran nombor enjin kenderaan RM50.00 setiap surat
iii. Surat kepada JPJ - salinan kad pendaftaran kereta RM50.00 setiap surat
iv. Surat kepada JPJ - pertukaran nombor pendaftaran kenderaan RM50.00 setiap surat
v. Salinan Perjanjian HP RM2.00 setiap muka surat; min RM10.00
vi. Salinan Kad Pendaftaran kereta RM2.00 setiap muka surat; min RM10.00
vii. Surat persetujuan kepada Pihak Berkuasa - pemindahan kenderaan ke East M’sia atau sebaliknya RM20.00 setiap permintaan
viii. Pembaharuan cukai jalan RM10.00 setiap kes
ix. Bayaran tuntutan Pemindahan dan Pemilikan kepada JPJ RM150.00
x. Caj Pampasan a. Untuk pembayaran ingkar semasa tempoh pembiayaan = 1% p.a. ke atas jumlah ansuran tertunggak;
b. Untuk pembayaran ingkar menyebabkan pembiayaan itu ditamatkan atau dibawa ke mahkamah = 1% p.a. ke atas baki tertunggak (prinsipal tertunggak ditambah keuntungan terakru);
c. Untuk pembayaran ingkar selepas tamat tempoh pembiayaan = BNM Islamic Interbank Money Market ("IIMM") ke atas baki tertunggak (prinsipal tertunggak ditambah keuntungan terakru);
d. Untuk pembayaran ingkar selepas penghakiman = kadar IIMM berdasarkan jumlah penghakiman asas.

*Tertakluk kepada Cukai Kerajaan, jika berkenaan

Description / Service Charges / Fees*
Documentation Fee RM50.00 (upon loan acceptance)
Statutory Declaration RM5.00 per borrower/guarantor
Deposit of Certificate
i. Service Fee RM5.00 per counter
ii. Transport Fee RM10.00 per trip
Transfer-out of shares RM10.00 per counter
Withdrawal Fee for retrieving physical scrips from CDS
i. Service Fee RM5.00 per counter
ii. Transport Fee RM10.00 per trip
Dividend Claims/Collection of Warrants mandated to HLB
i. Net Dividend of RM10 and below RM2.50
ii. Net Dividend above RM10 RM5.00
Corporate Action Fees ( Rights Issue / Dividend Reinvestment / Conversion of Securities )
i. Service Fee RM5.00 per PAL/DRP
ii. Transport Fee RM10.00 per trip
Excess Application for Rights Issues RM5.00 per PAL
Takeover / General Offers
i. Service Fee R20.00 per counter
ii. Transport Fee RM10.00 per trip
Execution of Proxy Form
i. Service Fee RM5.00 per form executed
ii. Transport Fee RM10.00 per trip
Replacement for Lost Tax Certificate RM5.00 per certificate
CDS Statement Request RM5.00 per request

*Tertakluk kepada Cukai Kerajaan, jika berkenaan

Description / Service Charges / Fees*
Stamp Duty Fee 0.5% of loan amount funded for every approved loan
IBG Fee A nominal fee of RM2.00 will be charged on every Interbank Giro (IBG), if any
Late Payment Charge 1% per annum on the arrears of outstanding for each loan (daily rest basis)
Early Settlement Fee 3 months prior written notice is required or payment of 3 months interest on the amount redeemed in lieu of notice

*Tertakluk kepada Cukai Kerajaan, jika berkenaan

Untuk pertanyaan hubungi kami dalam talian atau singgah ke cawangan Bank Hong Leong yang terdekat.