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  • Overview >
  • Auto Callable Equity Linked Investment
ACEL

Earn attractive income-like returns with the opportunity to invest in reputable companies at a discount to their current prices via the Auto Callable Equity Linked Structured Investment (ACEL)

Apply Now
  • I want to learn more
  • I know what I want

What is ACEL?

ACEL is an equity based investment that pays an enhanced yield as compared to traditional deposits. The tenure can be as short as

1 month to as long as 1 year. Depending on the price movement of the stock, investors may face the risk of having to

own the underlying upon maturity of the product.

 

However, the stock is purchased at a price which is lower than the initial market price, which is the intention of certain investors.

After all, it doesn’t harm to own a good quality stock in your portfolio - you earn an enhanced yield while buying it cheaper. 

 

What are the benefits of investing in ACEL?

Fixed%20Periodic%20Interest%20Payout

 

Fixed Periodic Interest Payout

You can get regular

interest payments during the

investment period.

Stock%20Ownership

 

Stock Ownership

You can own a high quality name

at a cheaper price while

earning attractive yields.

Shorter%20Investment%20Horizon

 

Shorter Investment Horizon

You can decide on your

preferred investment period, ranging from

1 to 12 months.

 

How ACEL Works

 

Principal%20Amount

Principal Amount

MYR 50,000.00

Initial%20Price

Initial Price

USD 10

C+XgLtvheD8qdIZAAAAABJRU5ErkJggg==

Company

ABC

Barrier%20Price

Barrier Price

USD 11

Investment%20Period

Investment Period

6 Months

Strike%20Price

Strike Price

USD 8

Interest%20Rate

Interest Rate

10.00% p.a.

Final%20FX%20Rate

Final FX Rate

4.25 (USD/MYR)

 

Ready to invest?

Register your interest and our dedicated team will be in touch.

Contact Us
Visit our nearest HLB branch and talk to our representative.

Visit Us

 

Frequently Asked Questions

The minimum investment amount to invest in ACEL is RM50,000.

For a full list of risks of investing in ACEL, it is recommended to consult a licensed financial or professional advisor and refer to the documents in relation to the ACEL as different tranches may carry different risks to reflect the underlying asset.

In general, the risk in ACEL investment include the following to a certain degree:

  • Price risk: In the event that the price of the underlying share falls below the Strike Price, you may be paying a higher cost for the shares at maturity

In the most simplified terms, the possible outcomes is summarised below:

  • Outcome 1: Investment is held until maturity and final price is above strike price, receive both principal and interest in cash upon maturity
  • Outcome 2: Investment is knocked out before maturity, receive both principal and interest in cash
  • Outcome 3: Investment is held until maturity and final price is below strike price, receive principal in shares and interest in cash upon maturity

All expenses relating to the delivery of the Underlying Financial Instrument, including but not limited to stock exchange levy, stamp duty, stock deposit, fee, custody fee and settlement fees imposed by the relevant brokerage house or custodian of the Underlying Financial Instrument, are payable by the Customer.

Early Withdrawal Costs may be incurred if you withdraw before the maturity date. In such cases, you may not receive your full initial investment amount as the costs may be higher than your returns.

View More

Disclaimer

Warning:

 

The returns on structured product investment will be affected by the performance of the underlying asset/reference, and the recovery of your principal may be jeopardised if you make an early redemption. This structured product investment is not protected by Perbadanan Insurans Deposit Malaysia (PIDM).

Money withdrawn from your insured deposit(s) is no longer protected by PIDM if transferred to a non-deposit amount, e.g. Unit Trust, Bond, Dual Currency Investment (DCI), Negotiable Instrument of Deposit (NID) and Floating Rate Negotiable Instrument of Deposit (FRNID), Structured Investment, ASNB, Investment Account-i etc.

 

This advertisement has not been reviewed by the Securities Commission Malaysia (SC).

 

 

 

 

 

 

 

Would you like to explore our other products?

 

View Our Products

 

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tab 2

 

Here is some information to help you get started...

 

Choice of Approved Underlying Stock Names

Tap on our in-house quantitative screen methodology for a list of approved underlying stock names for ACEL that covers various sectors

and regions. Contact your Relationship Manager to find out more about ACEL.

 

Consider the key requirements below if you are investing as...

 

  • an Individual or Joint with Spouse
  • a Corporate

My personal or joint net assets with my spouse,        excluding primary residence, exceed RM3 million or its foreign currency equivalent; OR

My spouse and I have a joint gross annual income exceeding RM400,000 or its foreign currency equivalent; in the last twelve months;OR

My gross annual income exceeding RM300,000 or its foreign currency equivalent; in the last twelve months; OR

I or my spouse and I, have a personal or joint investment portfolio exceeding exceeding RM1 million or its foreign currency equivalent; in capital market products.

My personal or joint net assets with my spouse,        excluding primary residence, exceed RM3 million or its foreign currency equivalent; OR

 

Ready to invest?

Register your interest and our dedicated team will be in touch.

Contact Us
Visit our nearest HLB branch and talk to our representative.

Visit Us

 

Frequently Asked Questions

The minimum investment amount to invest in ACEL is RM50,000.
For a full list of risks of investing in ACEL, it is recommended to consult a licensed financial or professional advisor and refer to the documents in relation to the ACEL as different tranches may carry different risks to reflect the underlying asset. In general, the risk in ACEL investment include the following to a certain degree: - Price risk: In the event that the price of the underlying share falls below the Strike Price, you may be paying a higher cost for the shares at maturity
In the most simplified terms, the possible outcomes is summarised below: Outcome 1: Investment is held until maturity and final price is above strike price, receive both principal and interest in cash upon maturity Outcome 2: Investment is knocked out before maturity, receive both principal and interest in cash Outcome 3: Investment is held until maturity and final price is below strike price, receive principal in shares and interest in cash upon maturity
All expenses relating to the delivery of the Underlying Financial Instrument, including but not limited to stock exchange levy, stamp duty, stock deposit, fee, custody fee and settlement fees imposed by the relevant brokerage house or custodian of the Underlying Financial Instrument, are payable by the Customer.
Early Withdrawal Costs may be incurred if you withdraw before the maturity date. In such cases, you may not receive your full initial investment amount as the costs may be higher than your returns.
View More

 

Disclaimer

Warning:

The returns on structured product investment will be affected by the performance of the underlying asset/reference, and the recovery of your principal may be jeopardised if you make an early redemption. This structured product investment is not protected by Perbadanan Insurans Deposit Malaysia (PIDM).

 

Money withdrawn from your insured deposit(s) is no longer protected by PIDM if transferred to a non-deposit amount, e.g. Unit Trust, Bond, Dual Currency Investment (DCI), Negotiable Instrument of Deposit (NID) and Floating Rate Negotiable Instrument of Deposit (FRNID), Structured Investment, ASNB, Investment Account-i etc.

 

This advertisement has not been reviewed by the Securities Commission Malaysia (SC).

 

 

 

 

Invest Now

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