Purpose of financing
Available for Fixed Deposits and Current Account
To suit your investment or business needs.
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Flexible investment period for Fixed Deposits
Applicable for companies
- Daily: 1 - 30 days
- Monthly: 1-12 months
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Monthly statements for Current Account
Preferential Forex Conversion Rates
Latest in-house HL Market Watch updates on Foreign Exchange
Please note that investing in foreign currencies is subject to exchange rate risk. The Foreign Currency Account and its accountholders are subject to guidelines under the Exchange Control of Malaysia (ECM) Notices and Bank Negara Malaysia.
Member of PIDM. Protected by PIDM up to RM250,000 for each depositor.
| Currencies | Min initial deposits in respective currency | |
|---|---|---|
| AUD | Australia Dollar | 5,000 |
| CAD | Canadian Dollar | 5,000 |
| CNY | Chinese Renminbi | 50,000 |
| EUR | Euro | 5,000 |
| GBP | Sterling Pound | 5,000 |
| JPY | Japanese Yen | 550,000 |
| HKD | Hong Kong Dollar | 50,000 |
| NZD | New Zealand Dollar | 5,000 |
| SGD | Singapore Dollar | 5,000 |
| USD | U.S. Dollar | 5,000 |
(w.e.f. 6 April 2022)
| Tenure | USD | AUD | CAD | CNY | EUR | GBP | HKD | JPY | NZD | SGD |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 DAY | - | - | - | - | - | - | - | - | - | - |
| 1 WEEK | - | - | - | - | - | - | - | - | - | - |
| 2 WEEKS | 0.15 | - | - | - | - | - | - | - | - | - |
| 3 WEEKS | 0.20 | - | - | - | - | - | - | - | - | - |
| 1 MONTH | 0.25 | - | 0.20 | 0.65 | - | 0.30 | 0.05 | - | 0.60 | 0.15 |
| 2 MONTHS | 0.40 | - | 0.25 | 0.68 | - | 0.40 | 0.10 | - | 0.70 | 0.15 |
| 3 MONTHS | 0.60 | 0.05 | 0.35 | 0.70 | - | 0.50 | 0.15 | - | 0.80 | 0.20 |
| 4 MONTHS | 0.70 | 0.10 | 0.45 | 0.72 | - | 0.55 | 0.15 | - | 0.90 | 0.25 |
| 5 MONTHS | 0.80 | 0.15 | 0.55 | 0.73 | - | 0.65 | 0.20 | - | 0.95 | 0.25 |
| 6 MONTHS | 0.85 | 0.15 | 0.65 | 0.75 | - | 0.75 | 0.25 | - | 1.10 | 0.30 |
| 7 MONTHS | 0.85 | 0.20 | 0.65 | 0.80 | - | 0.75 | 0.30 | - | 1.15 | 0.30 |
| 8 MONTHS | 0.85 | 0.20 | 0.65 | 0.85 | - | 0.75 | 0.35 | - | 1.15 | 0.35 |
| 9 MONTHS | 0.90 | 0.20 | 0.70 | 0.90 | - | 0.80 | 0.45 | - | 1.20 | 0.35 |
| 10 MONTHS | 0.90 | 0.25 | 0.75 | 1.00 | - | 0.85 | 0.45 | - | 1.25 | 0.35 |
| 11 MONTHS | 0.90 | 0.25 | 0.75 | 1.10 | - | 0.85 | 0.50 | - | 1.30 | 0.35 |
| 12 MONTHS | 0.95 | 0.25 | 0.80 | 1.15 | - | 0.90 | 0.60 | - | 1.40 | 0.35 |
Note: Rates subject to change without prior notice from the Bank.
(w.e.f. 13 Mar 2020) All FCA current accounts with minimum credit balances will be paid interest as follows:
| Currency Minimum Balance | Interest Rates (% p.a.) |
|---|---|
| AUD 1,000 | 0.00 |
| CAD 1,000 | 0.00 |
| EUR 1,000 | 0.00 |
| GBP 500 | 0.00 |
| HKD 6,000 | 0.00 |
| JPY 100,000 | 0.00 |
| SGD 1,000 | 0.00 |
| NZD 1,000 | 0.00 |
| USD 1,000 | 0.00 |
| CNY 7,000 | 0.00 |
Note:
1) Rates subject to change without prior notice from the Bank.
Applicable to Business & Corporate Banking customers only.
(w.e.f. 15 December 2022) USD current account with minimum credit balance will be paid interest as follows:
| Currency Minimum Balance | Interest Rates (% p.a.) |
|---|---|
| USD 1,000 | 0.05 |
Individuals and Companies, Residents and Non Residents.
Important notice
Please click HERE for the exhaustive list of fees and charges.
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