Fees & Charges - Deposits

Deposits

Description / Services
Fees / Charges (Exclusive of GST)
GST (6%)
Fees / Charges (Inclusive of GST)
Cheque Book Application 
For personal accounts
No charge for the first 2 cheque books in a calendar month (except for stamp duty of 15 sen per cheque leaf)
N/A
No charge for the first 2 cheque books in a calendar month (except for stamp duty of 15 sen per cheque leaf)
RM10 for 3rd and subsequent cheque books within the calendar month
(Stamp Duty of 15 sen per cheque leaf applies for all cheque books)
RM0.60 per cheque book
RM10.60 for 3rd and subsequent cheque books within the calendar month
(Stamp Duty of 15 sen per cheque leaf applies for all cheque books)
For non-personal accounts
No charge (except for stamp duty of 15 sen per cheque leaf)
N/A
No charge (except for stamp duty of 15 sen per cheque leaf)
For Basic Current Account
No charge (except for stamp duty of 15 sen per cheque leaf)
N/A
No charge (except for stamp duty of 15 sen per cheque leaf)
Returned Cheque due to:-
Insufficient Funds
RM150
RM0.00
RM150
Technical Reasons (eg. postdated, alterations)
RM10 per cheque
RM0.00
RM10 per cheque
Stop Payment
Upon request
RM10 per cheque
RM0.60
RM10.60 per cheque
Due to loss of cheque book
RM10 per instruction
RM0.60
RM10.60 per instruction
Upon presentation of stop payment cheque:-    
if sufficient funds
RM10
RM0.60
RM10.60
if insufficient funds
RM150
RM9.00
RM159
Statement Request
Weekly statement request
RM20 per month
RM1.20
RM21.20 per month
Ad Hoc statement request    
For statement up to one year ago
RM10 per request
RM2 per page
RM0.60
RM0.12
RM10.60 per request
RM2.12 per page
For statement of more than a year ago
RM10 per request
RM5 per page
RM0.60
RM0.30
RM10.60 per request
RM5.30 per page
Hold Mail Request
RM20 per month per mail
RM1.20
RM21.20 per month per mail
Cash Cheque at domicile branch
1st party (by accountholder) encashment
No charge
N/A
No charge
3rd party encashment
RM2 per encashment
RM0.12
RM2.12 per encashment
(No charge is applied to company representative/s encashing cheques on behalf of the company)
Interbranch Cheque Encashment
3rd party encashment
     
Cheque amount RM5,000 and below
RM5 imposed on payee
RM2 imposed on drawer
RM0.30
RM0.12
RM5.30 imposed on payee
RM2.12 imposed on drawer
Cheque amount above RM5,000
RM7 imposed on payee
RM2 imposed on drawer
RM0.42
RM0.12
RM7.42 imposed on payee
RM2.12 imposed on drawer
Basic Current Account
Over-the-counter (OTC) Visits (per month)
First 6 OTC visits
Free
N/A
Free
From the 7th OTC onwards
Waive until further notice
N/A
Waive until further notice
Service Charge

Where average balance for half year is below RM1,000
(other than Smartlink/ Pay&Save/ Flexi One/ One Account)
RM10.00 every half year (June & December)
RM0.60
RM10.60 every half year (June & December)
Hong Leong Smartlink Account / Hong Leong Pay&Save Account where average balance for half year is below RM200;
RM5.00 every half year (June & December)
RM0.30
RM5.30 every half year (June & December)
Hong Leong One Account and Flexi One Account where average monthly balance is below RM1,000;
RM5.00 per month
RM0.30
RM5.30 per month
Where average balances of all Deposit Accounts of a Priority Banking Customer falls below RM100,000 for 3 consecutive months
RM50
RM3.00
RM53
Close Account
Basic Current Account
RM20 (within 3 months from opening)
RM0.00
RM20 (within 3 months from opening)
Normal Current Account (not applicable for Mudharabah based concept)
RM20 (within 6 months from opening)
RM0.00
RM5.20 (within 6 months from opening)
Redesignation of Special Account for bad cheque offenders
RM50
RM3.00
RM53
Changes to Account
Change of operating mandate
RM10 per account
RM0.60
RM10.60 per account
Addition of joint accountholders
RM10 per account
RM0.60
RM10.60 per account
SMS Notification
Applicable for Hong Leong One Account only
RM0.50 per SMS (no charge for first 20 SMS alerts per calendar month)
RM0.03
RM0.53 per SMS (no charge for first 20 SMS alerts calendar per month)
Applicable for all accounts

RM5 monthly for Individual account 
RM10 monthly for Non-Individual account
RM0.30
RM0.60
RM5.30 monthly for Individual account 
RM10.60 monthly for Non-Individual account
Uncollected Cheque Book 
Individual Account
RM28.30 per cheque book
RM1.70
RM30.00 per cheque book 
Business Account
RM47.17 per cheque book
RM2.83
RM50.00 per cheque book
Printing special cheques
RM50 per printing or actual cost
RM3.00 or 6% on actual cost
RM53 per printing or actual cost + 6% on actual cost
Mandate for operating account

RM10 per Mandate
RM10 for stamp duty
RM0.60
RM0.00
RM10.60 per Mandate
RM10 for stamp duty
Sweeping from Hong Leong Flexi Fixed Deposit to Hong Leong Flexi One account
RM5 for every RM3,000 swept
RM0.30
RM5.30 for every RM3,000 swept
Dormant Basic Current Account (No activity for 12 months and above)
Balance of below RM10.60 Account closed and balance absorbed as charge N/A Account closed and balance absorbed as charge
Balance of RM10.60 and above RM10.00 yearly RM0.60 RM10.60 yearly
Dormant Current Account (No activity for 6 months and above)
Balance of below RM10.60
Account closed and balance absorbed as charge
N/A
Account closed and balance absorbed as charge
Balance of RM10.60 and above
RM10.00 yearly
RM0.60
RM10.60 yearly
Handling Charges on Representing Cheques
RM50 per cheque
RM3.00
RM53 per cheque
BizOne Overdraft Facility (BizOne OD)
Prescribed Rate
(Interest payable on utilization of OD)
1.0%p.a. above 1-month BizOne FD's prevailing board rate on daily rest on the utilized OD amount.

RM0.00
1.0%p.a. above 1-month BizOne FD's prevailing board rate on daily rest on the utilized OD amount.
Excess Rate
(Interest payable on overdrawn OD limit)
4%p.a. above BLR on daily rest on the amount drawn in excess of the approved OD limit

RM0.00
4%p.a above BLR on daily rest on the amount drawn in excess of the approved OD limit
Commitment Fee
(Interest payable on unutilized OD)
1% p.a. on daily rest on the unutilized OD amount.

RM0.00
1% p.a. on daily rest on the unutilized OD amount.

Hong Leong SmartLink Account:-

●   Cash withdrawal without cheque, or

●   Cheque encashment performed by 1st party at domicile or interbranch

RM5 per transaction
RM0.30
RM5.30 per transaction

Hong Leong One Account Overdraft (OD) Facility Fee
Prescribed Rate
(Interest payable on utilisation of OD)
1% p.a. above BLR on daily rest on the utilised OD amount

RM0.00
1% p.a. above BLR on daily rest on the utilised OD amount
Excess Rate
(Interest payable on overdrawn OD limit)
4% p.a. above BLR on daily rest on the amount drawn in excess of the approved OD limit

RM0.00
4% p.a. above BLR on daily rest on the amount drawn in excess of the approved OD limit
Commitment Fee
(Interest payable on unutilised OD in excess of RM250,000)
1% p.a. on daily rest on the unutilised OD amount.

RM0.00
1% p.a. on daily rest on the unutilised OD amount
BizOne Overdraft Facility (BizOne OD)
Prescribed Rate
(Interest payable on utilization of OD)
1.0%p.a. above 1-month BizOne FD's prevailing board rate on daily rest on the utilized OD amount.

RM0.00
1.0%p.a. above 1-month BizOne FD's prevailing board rate on daily rest on the utilized OD amount.
Excess Rate
(Interest payable on overdrawn OD limit)
4%p.a. above BLR on daily rest on the amount drawn in excess of the approved OD limit

RM0.00
4%p.a above BLR on daily rest on the amount drawn in excess of the approved OD limit
Commitment Fee
(Interest payable on unutilized OD)
1% p.a. on daily rest on the unutilized OD amount.

RM0.00
1% p.a. on daily rest on the unutilized OD amount
Mortgage Overdraft (OD) Facility Fee
Excess Rate
(Interest payable on Overdrawn limit)
4% p.a. above BLR on daily rest on the amount drawn in excess of the approved OD limit; or
6.8% p.a. above BR on daily rest on the amount drawn in excess of the approved OD limit
RM0.00
4% p.a. above BLR on daily rest on the amount drawn in excess of the approved OD limit; or
6.8% p.a. above BR on daily rest on the amount drawn in excess of the approved OD limit
Committee Fee
(Interest payable on unutilised OD in excess of RM250,000)
1% p.a. on daily rest on the unutilised OD amount.

RM0.00 1% p.a. on daily rest on the unutilised OD amount
Cheque Processing Fee
RM0.50 per issuance (This fee is in addition to the 15 sen stamp duty levied per cheque leaf)
RM0.03
RM0.53 per cheque
Hong Leong MyPAL
Convenience Fee
RM15 per usage
RM0.90
RM15.90 per usage
Late Payment Fee
RM1 every 3 days, up to a maximum of RM9
RM0.00
RM1 every 3 days, up to a maximum of RM9
Description / Services
Fees / Charges (Exclusive of GST)
GST (6%)
Fees / Charges (Inclusive of GST)

Dishonoured Cheque (Inward Return)

(for postdated reason only)

RM10.00
RM0.60
RM10.60
Lost Savings Passbook
RM10.00 per passbook
RM0.00
RM10.00 per passbook
RM10.00 for Letter of Indemnity
RM0.00
RM10.00 per Letter of Indemnity
Close Account
Basic Savings Account
RM20.00 (within 3 months from opening)
RM0.00
RM20.00 (within 3 months from opening)
Other Savings Account (not applicable for Mudharabah based concept)
RM20 (within 6 months from opening)
RM0.00
RM20.00 (within 6 months from opening)
Changes to Account
Change of operating mandate
RM10 per account
RM0.60
RM10.60 per account
Addition of joint accountholders
RM10 per account
RM0.60
RM10.60 per account
SMS Notification
Individual account
RM5.00 monthly
RM0.30
RM5.30 monthly
Non Individual account
RM10.00 monthly
RM0.60
RM10.60 monthly
Dormant Savings Account (No activity for 12 months and above)
Balance of below RM10.60
Account closed and balance absorbed as charge
N/A
Account closed and balance absorbed as charge
Balance of RM10.60 and above
RM10.00 yearly
RM0.60
RM10.60 yearly
Junior Savings Account
1st withdrawal over-the-counter per month
No charge
N/A
No charge
2nd or subsequent withdrawals over-the-counter per month
RM2.00 per withdrawal
RM0.12
RM2.12 per withdrawal
Basic Savings Account
Over-the-counter (OTC) Visits (per month)
First 6 OTC visits
No charge
N/A
No charge
From the 7th OTC onwards
Waived until further notice
N/A
Waived until futher notice
Basic Savings Account-i (Annual Fee) (applicable for Tawarruq based concept)
RM8.00 yearly (To be imposed only on customers who have opted for unlimited ATM withdrawal and OTC transactions)
RM0.48
RM8.48 (To be imposed only on customers who have opted for unlimited ATM withdrawal and OTC transactions)
Pay&Save Account –i
     
Average balance for half year is less than RM200
RM5.00 every half year (June & December)
RM0.30
RM5.30 every half year (June & December)
Over the counter cash withdrawal
Waived until further notice
N/A
Waived until further notice
Description / Services
Fees / Charges (Exclusive of GST)
GST (6%)
Fees / Charges (Inclusive of GST)

Dishonoured Cheque (Inward Return)
(for postdated reason only)

RM10.00 per cheque returned
RM0.60
RM10.60 per cheque returned
Lost Fixed Deposit Receipt  RM5.00 per receipt RM0.00
RM5.00 per receipt
RM10.00 for Letter of Indemnity RM0.00
RM10.00 for Letter of Indemnity
Changes to Account
i. Change of operating mandate
RM10.00 per account
RM0.60
RM10.60 per account
ii. Addition of joint accountholders
RM10.00 per account
RM0.60
RM10.60 per account
Withdrawal by Banker’s Cheque

 

RM5.00 per cheque

RM0.15 per cheque for stamp duty

Cheque processing fee of RM0.50

 

 

RM0.30

RM0.00

RM0.03

 

 

RM5.30 per cheque

RM0.15 per cheque for stamp duty

Cheque processing fee of RM0.53

 

Premature withdrawal of Fixed Deposit

 

  1. Fixed Deposit of 1-3 months tenure, no interest will be paid 

  2. Fixed Deposit of more than 3 months tenure:

        a. If uplifted before completion of 3 months, no interest will be paid

        b. If uplifted after completion of 3 months, interest at ½ the contracted rate will be paid for each completed month

 

Premature withdrawal of Hong Leong Earn Now Fixed Deposit

  Early withdrawal charge :

  Interest (I) x Time (T) x Rate (R), where 

  I = Interest paid in advance 

  T = Number of days from effective date to upliftment date / 365 

  R = Contracted Interest Rate

Fees and Charges Description
Fees/Charges (Exclusive of GST)
GST (6%)
Fees/Charges (Inclusive of GST)
Transaction Fee
RM10.00 or its equivalent
RM0.60 or its equivalent
RM10.60 or its equivalent
Service Charge
RM30.00 or its equivalent every half year ( June & December)*

*FCA service charges are waived for all new and active Dual Currency Investments (DCI) customers
RM1.80 or its equivalent
RM31.80 or its equivalent every half year ( June & December)*

*FCA service charges are waived for all new and active Dual Currency Investments (DCI) customers

For enquiries connect with us online or drop by your nearest Hong Leong Bank Branch.