Fees and Charges - Debit Cards

Debit Cards

Description Fees/Charges*

Issuance Fee

 

Basic Savings Account/ Basic Savings Account-i/ Basic Current Account/ Basic Current Account-i (“BSA/ BSA-i/ BCA/ BCA-i”)

 

Generic Cards

 

Priority Banking Card (“PB”)

 

Limited Edition Cards

 

 

Multi-Currency Debit Card

 

 

 

 

 

No Fee

 

RM8 per card

 

No Fee

 

RM12 per card

 

RM8 per card

Waived if Cardholder deposits a minimum of Ringgit Malaysia

One Hundred (RM100) equivalent in any foreign currency to

the Cardholder’s MCF Enabled Account within two (2) months

of Debit Card Issuance date. Click here for steps to deposit in foreign currency.

Annual Fee

“BSA/ BSA-i/ BCA/ BCA-i”

Savings Account/ Savings Account-i/ Current Account/ Current Account-i other than BSA/ BSA-i/ BCA/ BCA-I


No Fee

RM8 per card
“No Fee” is applicable if the Debit Card is only linked to BSA/BSA-i/BCA/BCA-i. Otherwise, Debit Card Issuance and Annual Fee will be charged accordingly.

Cardholder with a new and/or existing Hong Leong 3-in-1 Junior Savings Account/Hong Leong 3-in-1 Junior Savings-i, single BSA/ BSA-i and/or single BCA/BCA-i are not eligible to apply for Limited Edition Cards.
Card Replacement Fee**

PB

BSA/ BSA-i/ BCA/ BCA-i

Savings Account/ Savings Account-i/ Current Account/ Current Account-i other than BSA/ BSA-i/ BCA/ BCA-i

RM9 per card

RM12 per card

RM18 per card
**For damaged ATM/Debit Card due to the Cardholder’s fault and lost/stolen, conversion from Generic Debit Card to Limited Edition Debit Card or vice versa (if applicable) 
ATM Cash Withdrawal

Domestic
· HLB/ HLISB ATM
· Other bank’s ATM

International
· Cross Borders Cash Withdrawal via Paynet MEPs Network
· Via VISA PLUS



No Fee
RM1 per transaction

 
RM8 per transaction
RM12 per transaction

MyDebit Cash Out Fee

(Effective 15 July 2022)

RM0.50 per transaction
International ATM Cash Withdrawal (from MCF Enabled Account)
Via Visa PLUS/ Mastercard Cirrus (Account with multi currencies)
RM12 (in fixed equivalent foreign currency*) or 2% of withdrawal amount, whichever is higher.

*fixed equivalent foreign currency as below:

· USD 3.00
· AUD 4.50
· GBP 2.50
· SGD 4.00
· EUR 3.00
· CAD 4.00
· HKD 25.00
· JPY 350.00
· NZD 5.00
· THB 100.00
· SAR 12.00
Overseas Transaction

Transactions made in currencies other than Ringgit Malaysia
 

 



 

Transactions made in Ringgit Malaysia via Dynamic Currency Conversion (“DCC”)



The transaction will be converted into Ringgit Malaysia on the date it is processed by Visa or Mastercard and at the foreign exchange rate determined by Visa or Mastercard. The following fees will be charged on the conversion:

(i) 1% transaction fee charged by Visa or Mastercard; and
(ii) 1% foreign exchange conversion mark-up imposed by the Bank.

 

 

 

For certain overseas ATMs, websites or merchants, Cardholders may be given the option of using the DCC service to convert their foreign currency transactions into Ringgit Malaysia. However, if DCC is selected:

(i) the foreign exchange rate used by the merchant for the DCC transaction may be higher than the exchange rate determined by Visa or Mastercard; and
(ii) the Cardholder will be charged a 1% transaction fee on the converted Ringgit Malaysia amount, representing fees imposed by Visa or Mastercard.

Sales Draft Retrieval Fee Waived

*Subject to Government Tax, if applicable

Description Fees/Charges*
Issuance Fee

Basic Savings Account/ Basic Savings Account-i/ Basic Current Account/ Basic Current Account-i (“BSA/ BSA-i/ BCA/ BCA-i”)

Generic Cards

Priority Banking Card (“PB”)

Limited Edition Cards

 

 

No Fee

 

RM8 per card

 

No Fee

 

RM12 per card

Annual Fee

“BSA/ BSA-i/ BCA/ BCA-i”

Savings Account/ Savings Account-i/ Current Account/ Current Account-i other than BSA/ BSA-i/ BCA/ BCA-I

No Fee

RM8 per card
“No Fee” is applicable if the Debit Card is only linked to BSA/BSA-i/BCA/BCA-i. Otherwise, Debit Card Issuance and Annual Fee will be charged accordingly.

Cardholder with a new and/or existing Hong Leong 3-in-1 Junior Savings Account/Hong Leong 3-in-1 Junior Savings-i, single BSA/ BSA-i and/or single BCA/BCA-i are not eligible to apply for Limited Edition Cards.
Card Replacement Fee**

PB

BSA/ BSA-i/ BCA/ BCA-i

Savings Account/ Savings Account-i/ Current Account/ Current Account-i other than BSA/ BSA-i/ BCA/ BCA-i


RM9 per card

RM12 per card

RM18 per card
**For damaged ATM/Debit Card due to the Cardholder’s fault and lost/stolen, conversion from Generic Debit Card to Limited Edition Debit Card or vice versa (if applicable) 
ATM Cash Withdrawal

Domestic
· HLB/ HLISB ATM
· Other bank’s ATM

International
· Cross Borders Cash Withdrawal via Paynet MEPs Network
· Via VISA PLUS



No Fee
RM1 per transaction

 
RM8 per transaction
RM12 per transaction

MyDebit Cash Out Fee

(Effective 15 July 2022)

RM0.50 per transaction
International ATM Cash Withdrawal (from MCF Enabled Account)
Via Visa PLUS/ Mastercard Cirrus (Account with multi currencies)
RM12 (in fixed equivalent foreign currency*) or 2% of withdrawal amount, whichever is higher.

*fixed equivalent foreign currency as below:

· USD 3.00
· AUD 4.50
· GBP 2.50
· SGD 4.00
· EUR 3.00
· CAD 4.00
· HKD 25.00
· JPY 350.00
· NZD 5.00
· THB 100.00
· SAR 12.00
Overseas Transaction

Transactions made in currencies other than Ringgit Malaysia
 

 





Transactions made in Ringgit Malaysia via Dynamic Currency Conversion (“DCC”)



The transaction will be converted into Ringgit Malaysia on the date it is processed by Visa or Mastercard and at the foreign exchange rate determined by Visa or Mastercard. The following fees will be charged on the conversion:

(i) 1% transaction fee charged by Visa or Mastercard; and
(ii) 1% foreign exchange conversion mark-up imposed by the Bank.

 

 

 

For certain overseas ATMs, websites or merchants, Cardholders may be given the option of using the DCC service to convert their foreign currency transactions into Ringgit Malaysia. However, if DCC is selected:

(i) the foreign exchange rate used by the merchant for the DCC transaction may be higher than the exchange rate determined by Visa or Mastercard; and
(ii) the Cardholder will be charged a 1% transaction fee on the converted Ringgit Malaysia amount, representing fees imposed by Visa or Mastercard.

Sales Draft Retrieval Fee Waived

*Subject to Government Tax, if applicable

Description Fees/Charges*

Junior Debit Card ("JDC") Issuance Fee


JDC Annual Fee


JDC Replacement Fee
(For damaged or lost/ stolen JDC)

RM8 per card

 

RM8 per card

 

RM18 per card

JDC Reload Fee

· Auto Reload (From JSA to JDC)
· OTC
· Via CDM (Cash to JDC)
· Via ATM (From HLB Debit Card to JDC)
· Via HLB Connect (From CASA/CASA-i to JDC)


No Fee
RM2
No Fee
No Fee
No Fee
ATM Cash Withdrawal

Domestic
· HLB/ HLISB ATM
· Other bank’s ATM

International
· Cross Borders Cash Withdrawal via Paynet MEPs Network
· Via VISA PLUS



No Fee
RM1 per transaction

 
RM8 per transaction
RM12 per transaction

MyDebit Cash Out Fee

(Effective 15 July 2022)

RM0.50 per transaction
OTC Cash Withdrawal

· First Withdrawal (of the month)
· Subsequent Withdrawal (within the same month)


No Fee
RM2 per transaction
Overseas Transaction

Transactions made in currencies other than Ringgit Malaysia
 

 


 


Transactions made in Ringgit Malaysia via Dynamic Currency Conversion (“DCC”)



The transaction will be converted into Ringgit Malaysia on the date it is processed by Visa or Mastercard and at the foreign exchange rate determined by Visa or Mastercard. The following fees will be charged on the conversion:

(i) 1% transaction fee charged by Visa or Mastercard; and
(ii) 1% foreign exchange conversion mark-up imposed by the Bank.

 

 

 

For certain overseas ATMs, websites or merchants, Cardholders may be given the option of using the DCC service to convert their foreign currency transactions into Ringgit Malaysia. However, if DCC is selected:

(i) the foreign exchange rate used by the merchant for the DCC transaction may be higher than the exchange rate determined by Visa or Mastercard; and
(ii) the Cardholder will be charged a 1% transaction fee on the converted Ringgit Malaysia amount, representing fees imposed by Visa or Mastercard.

View JDC Transaction Details

· Via HLB Connect
· Mini Statement via ATM


No Fee
No Fee
Sales Draft Retrieval Fee Waived

*Subject to Government Tax, if applicable

For enquiries, connect with us online or drop by your nearest Hong Leong Bank Branch.