BNM All Economic Sector Facility (AES)
BNM All Economic Sector (AES) is a financing scheme established by BNM to enhance access to financing for SMEs in all economic sectors, to support growth at reasonable cost, with a total allocation of RM6.5 billion. This financing scheme allows for working capital and capital expenditure financing.
| Key Features | |
|---|---|
Scheme Name | All Economic Sector (AES) Facility |
Objective | Enhance access to financing for SMEs in all economic sectors, to support growth. |
| Eligibility | Malaysian SMEs¹ that fulfil the following criteria:
¹As defined by SME Corp. Malaysia’s Guideline for SME Definition, accessible at https://www.smecorp.gov.my/images/pdf/2021/Guideline_on_SMEDefinition_Updated_Sept2020_Final.pdf |
| Purpose of Financing |
|
Maximum Tenure | Up to 5 years |
Financing Limit | Up to RM5 million |
Financing Rate | Up to 7.00% p.a. (inclusive of guarantee fee, if any) |
Guarantee | Guarantee scheme by Syarikat Jaminan Pembiayaan Perniagaan Berhad (SJPP) / Credit Guarantee Corporation (CGC) |
Note: The final approval on financing granted is subject to Bank credit assessment and discretion.
For further information or enquiries, please leave your contact details by clicking on the I’m Interested button and our Relationship Managers will reach out to you.
For our existing customers who are interested, you can apply for this financing through your dedicated Relationship Managers.
