BNM SME Automation and Digitalisation Facility (ADF)
BNM SME Automation and Digitalisation Facility (ADF) is a financing scheme established by BNM to incentivise SMEs to automate processes and digitalise operations to increase productivity, with a total allocation of RM1 billion. This includes the financing of purchase of equipment, machinery, computer hardware and software, IT solutions and services, technology support services and other intangible assets to enhance productivity and efficiency.
| Key Features | |
|---|---|
Scheme Name | SME Automation and Digitalisation Facility (ADF) |
Objective | Incentivise SMEs to automate processes and digitalise operations to increase productivity and efficiency |
| Eligibility | Malaysian SMEs¹ that fulfil the following criteria:
|
Purpose of Financing | Purchase of equipment, machinery, computer hardware and software, IT solutions and services, technology support services and other intangible assets to enhance productivity and efficiency.
(Not for refinancing of existing financing facilities) |
Maximum Tenure | Up to 10 years |
Financing Limit | Up to RM3 million |
Financing Rate | Up to 4.00% p.a. (inclusive of guarantee fee, if any) |
Guarantee | Guarantee scheme by Syarikat Jaminan Pembiayaan Perniagaan Berhad (SJPP) / Credit Guarantee Corporation (CGC) |
Note: The final approval on financing granted is subject to Bank credit assessment and discretion.
For further information or enquiries, please leave your contact details by clicking on the I’m Interested button and our Relationship Managers will reach out to you.
For our existing customers who are interested, you can apply for this financing through your dedicated Relationship Managers.
