Scheme Name

BNM SME Automation and Digitalisation Facility (ADF)

Objective

Incentivise SMEs to automate processes and digitalise operations to increase productivity and efficiency

Malaysian SMEs¹ that fulfil the following criteria:

• Registered with the Companies Commission of Malaysia (SSM), or authorities/district offices in Sabah and Sarawak, statutory bodies for professional service providers.

• Shareholding by Public Listed Companies and Government Linked Companies (if any) in the SMEs shall not exceed 20%.

• Malaysians residing in Malaysia that hold a minimum of 51% shareholding in the business.

¹As defined by SME Corp. Malaysia’s Guideline for SME Definition, accessible at http://www.smecorp.gov.my/

Purpose of Financing

Purchase of equipment, machinery, computer hardware and software, IT solutions and services, technology support services and other intangible assets to enhance productivity and efficiency.

(Not for refinancing of existing financing facilities)

Maximum Tenure 

Up to 10 years

Financing Limit

Up to RM3 million

Financing Rate

Up to 4.00% p.a.