Hong Leong Bank x MIFFest SOCIAL MEDIA GIVEAWAY TERMS AND CONDITIONS

CONTEST PERIOD

“Hong Leong Bank x MIFFest Social Media Giveaway” (“Contest”) is a social media contest organized by Hong Leong Bank Berhad (193401000023 (97141-X)) (“Bank” or “HLB”) which commences on 18 June 2025 and ends on 1 July 2025, both dates inclusive (“Contest Period”), unless otherwise notified.

TERMS AND CONDITIONS

The following sets out the terms and conditions applicable to the Contest (“T&Cs”):-

CONTEST ELIGIBILITY

1. This Contest is open to all Malaysian individuals above the age of eighteen (18) irrespective of whether they are customers of HLB or otherwise (“Participants”).

2. In order to participate in this Contest, the Participants must perform and fulfil all requirements in accordance with the Contest Mechanics set out below.

CONTEST MECHANICS & PARTICIPATION PROCESS

3. To participate in this Contest, the Participants are required to complete the following steps within the Contest Period:

i. “Like” HLB’s Facebook Page (@HLBMalaysia). HLB’s Facebook Page can also be found on https://www.facebook.com/HLBMalaysia OR “Follow” HLB’s Instagram Page (@hongleongbankmy). HLB’s Instagram Page can also be found on http://www.instagram.com/hongleongbankmy. No registration is required;

ii. Submit the answer to the question set out in the Contest post in the comment box of the Contest post which will be posted on HLB’s Facebook Page and HLB’s Instagram Page together with the hashtag #HLBMIFFest (“Contest Entry”) during the Contest Period;.

For the avoidance of doubt, the Participants are allowed to submit more than one (1) Contest Entry to increase their chances to be selected as winners on either HLB’s Facebook Page OR HLB’s Instagram Page.

4. In furtherance to that, the Participants are required to answer one (1) Bonus Question correctly (the Bonus Question is in the Contest post caption) & email the correct answer to hlbmarketingcom@hlbb.hongleong.com.my by 1 July 2025 with the email subject: “HLB X MIFFest Giveaway” (“Contest Email”) together with their personal details as follows:

a) Full name as per National Registration Identity Card (“NRIC”);

b) NRIC number;

c) Valid Malaysian mobile phone number; and

d) Facebook OR Instagram username used in the Contest Entry.

5. HLB reserves the right to disqualify and/or delete any Contest Entry containing nudity, vulgarity, obscenity, racist sentiments, profanity, violence, or any other elements deemed inappropriate by HLB (including but not limited to infringement of any third-party intellectual property rights). Further, HLB shall not be responsible for any unsuccessful posting of Contest Entry and/or unsuccessful delivery of Contest Email due to technical or internet connection issues or for any other reason whatsoever.

PRIZE SELECTION AND FULFILMENT

6. Details of the Contest Prize are as follows:

7. Each Participant is entitled to win only one (1) Contest Prize in this Contest.

8. The Participants who have fulfilled ALL the requirements in Clauses 3 and 4 and submitted the correct answers in their Contest Entries and Contest Email will be shortlisted as “Selected Participants” and will stand a chance to be selected as Winners.

9. The Winner Announcement Post will be published on HLB’s Facebook and Instagram Page (“Contest Website”) within two (2) weeks after the end of the Contest Period.  (“Winner Announcement Date”). It is the responsibility of the Participants to check if they have won the Prizes by visiting the Contest Website on the stipulated date.

10. The Winners will be contacted by email by the Winner Announcement Date and subject to change with prior notice. If a Winner does not respond within that period of being contacted, the prize will be awarded to the next Winner

11. All information collected by HLB pursuant to this Contest will be used for the purpose of the Contest Prize fulfilment only.

12. The Winners are required to provide their full name and NRIC number again at the event registration for HLB x MIFFest event. HLB reserves the right to deny entry to the Winners if the personal details provided to HLB are inconsistent at the point of the event registration.

13. The decisions of HLB on all matters relating to or in connection with the Contest, including, but not limited to, the eligibility of any Participant, to determine who the Winners are, and whether to terminate the Contest, are at its absolute discretion and shall be final, conclusive and binding on all parties. HLB shall not be obliged to give any reason or enter into any correspondence with any persons on any matter concerning the Contest and no appeal, correspondence or claims will be entertained.

14. The Contest Prize is non-transferable to any third (3^rd) party and non-exchangeable for cash, credit, or benefit in kind.

15. HLB reserves the right to replace the Contest Prize with any other item of equal value at its discretion due to unavailability of the Contest Prize or due to unforeseen circumstances beyond HLB’s control.

16. HLB shall not be responsible in the event that the MIFFest is postponed or cancelled due to any reason whatsoever.

GENERAL

17. By participating in the Contest, the Participants hereby:

a) confirm that they have read, understood and agreed to be bound by the T&Cs herein;

b) agree that HLB’s decision on all matters relating to the Contest and/or the Contest Prize shall be final, conclusive and binding on all Participants and acknowledge that no further correspondence and/or appeal to dispute HLB’s decision shall be entertained;

c) agree to be responsible for providing HLB with their correct personal and current contact details for the purpose of this Contest;

d) agree to authorise and consent to HLB’s usage, disclosure and/or publication of their Facebook and Instagram usernames, contest entries, any images or footages of themselves without compensation for publicity, advertising, trade or promotion purposes in any media;

e) agree to access the Contest Website  at regular intervals to view the T&Cs of the Contest and ensure to be kept up-to-date on any changes or variations to the T&Cs;

f) agree that any Contest Entry(ies), Contest Email, message(s), announcement(s) and/or email sent to HLB and vice versa (“Communication”) is entirely dependent on the availability and quality of service of the relevant telco and or internet service provider(s) and fully understand that HLB does not have any control whatsoever in the event such Communication is delayed, not delivered or encountered any delivery issues due to any network failure, technical, internet connection issues and/or for any other reason whatsoever beyond HLB’s control ("Network Failure"). As such HLB shall not be responsible for any losses or expenses incurred by the Participants as a result of the Network Failure;

g) agree to be liable for any telco or Wifi charges, roaming or phone data charges, whether in or outside Malaysia as a result of Communication with HLB associated with this Contest; and

h) agree that they shall be liable and shall personally bear all applicable taxes, government fees, or any other charges that may be levied against them under applicable laws, if any, in relation to their participation in the Contest.

18. HLB reserves the right:

a) with prior notice to the Participants, to add, delete, suspend or vary the T&Cs contained herein, either wholly or in part, by way of posting such addition, deletion, suspension or variation of the T&Cs or termination of this Contest on the Contest Website or in any other methods which HLB deems practical;

b) to claw-back the Prize in the event there is any detected fraud and/or breaches against the T&Cs; and

c) to disqualify any Participants from participating in this Contest and/or to delete any Contest Entry(ies) containing nudity, vulgarity, obscenity, racist sentiments, profanity, violence, or any other elements deemed inappropriate by HLB (including but not limited to infringement of any third party’s intellectual property rights) or for any reason whatsoever as HLB may deem fit. 

19. In the event of any discrepancy between the T&Cs herein as compared to the advertising, promotional, publicity, and other materials relating to or in connection with the Contest, the final T&Cs on the Contest Website shall prevail.

20. The T&Cs herein shall be governed by and construed in accordance with the laws of Malaysia and the Participants agree to submit to the exclusive jurisdiction of the Courts of Malaysia.

21. Unless stated otherwise, words denoting one gender include all other genders and words denoting the singular include the plural and vice versa.