Personal Loan/Financing-i | 31 July 2025-30 June 2026
*Interest/profit rate of 5.00% p.a. is applicable for HLB@Work payroll customers who are eligible for 50% Pay-On-Time Rebate on flat interest/profit rate of 10.00% p.a.
Our rate is on a flat rate basis
Approved Facility Amount |
Flat Interest/Profit Rate |
Pay-On-Time Rebate |
Rate After Pay-On-Time Rebate |
Facility Tenure |
|---|---|---|---|---|
RM5,000 – RM250,000 |
10.00% p.a. |
50% |
5.00% p.a. |
2 to 5 years |
RM5,000 – RM150,000 (Personal Financing-i) |
Note:
(i) Effective interest/profit rate based on flat interest/profit rate 10.00 p.a. vary from 18.71% p.a. to 19.75% p.a. for loan/financing-i tenure from 2 to 5 years
(ii) 0.50% of the facility amount will be deducted upon disbursement for stamp duty payable.
Illustration of Instalments
Assuming your total approved facility amount is RM5,000 with 5 years financing tenure at a flat interest/profit rate of 10.00% p.a. with 50% Pay-on-Time Rebate:
Eligibility
- Malaysian citizens aged between 21 and 60 years old
- Received an invitation via electronic direct mailer (EDM) or invited by dedicated Bank staff to participate in this Promotion
- Employed with a minimum annual income of RM24,000
- Minimum loan/financing amount is RM5,000
- Maximum loan amount is RM250,000 (up to RM150,000 for Personal Financing-i)
- Existing Customers who have no existing balance in arrears in any of their existing HLB Personal Loan and/or HLISB Personal Financing-i with the Bank prior to the Promotion Period