Earn Skyward Miles on daily spend and complimentary flight to Europe in Business Class with this air miles credit card.
Access to your Card's privileges
Complimentary airport transfer
Complimentary golf privileges worldwide
Complimentary global medical & travel insurance (World & Platinum only)
Complimentary global medical & travel insurance (World Elite) + retail insurance
Travel & lifestyle concierge service (World Elite only)
Travel & lifestyle services (World & Platinum only)
Additional airport experiences
Complimentary Flight-to Europe
150,000 Miles, which is equivalent to a return flight
ticket on Business Class to Europe, with a total Retail
Transaction (including jomPAY and Government transactions) of
RM300,000 within Card Anniversary in the preceeding year.
Complimentary Emirates Lounge access in Kuala Lumpur
(With no spend criteria)
Complimentary 4x of Emirates KLIA Lounge Access within Card
Anniversary.
Golf privileges worldwide
Complimentary 2x Green Fee and buggy fee* per month at selected Golf
Clubs in Malaysia and Overseas with a min balance of RM2k
in preceding month statement.
*Buggy fee is limited to the first 200 eligible Emirates World Elite cardholders at selected golf clubs in Malaysia.
Earn Skywards Miles on daily spend
(automatic conversion)
(automatic conversion)
| Emirates Spend | RM4 = 2.5 Skywards Miles |
| Overseas Spend (non-MYR) | RM4 = 1.75 Skywards Miles |
| Local Spend (in MYR) | RM4 = 1 Skywards Miles |
Emirates Skywards Silver membership
(automatic upgrade with no spend criteria)
(automatic upgrade with no spend criteria)
Automatically upgrade on 1st Year Skywards Silver
Status privileges:
- • Access to Emirates Lounge at Dubai International Airports
- • 25% bonus Skywards Miles on Emirates flights
- • Additional 12kg check-in luggage allowance
- • Priority check-in
Airport Transfer in Malaysia
Enjoy 1 x Grab ride worth RM100 with min. spend of RM2k on
Emirates and/or Overseas (face-to-face non MYR). Max up to 2x
Grab rides within Card Anniversary
Global medical & travel insurance
- Enjoy automatic coverage for Medical and Travel Accident which are underwritten by AIG Malaysia Insurance Bhd for the following coverage:
- Travel Medical up to USD500,000
- Travel Accident up to USD500,000
- Trip Inconvenience up to USD7,500
Purchase Protection
- Enjoy automatic coverage for Purchase Protection which is underwritten by AIG Malaysia Insurance Bhd for the following coverage
- • Purchase Protection up to USD20,000
- • Extended Warranty up to USD2,000
- • E-Commerce Purchase Protection up to USD1,000
- • Wallet Guard up to USD500
Flexi Payment Plan
12-month 0% installment with min Retail Spend of RM1,000.
Welcome Bonus
10,000 Skywards Miles with min 1 Retail transaction
within 45 days from the Card Approval date.
Anniversary Bonus
10,000 Skywards Miles upon meeting a total Retail
Transaction (including JomPAY and Government transactions) of
RM300,000 within Card Anniversary in the preceding year.
Travel and Lifestyle Services
- Enjoy personal services like dinner reservation, ticket bookings, locating hard-to-find items, buying and delivering gifts and coordinating business-related arrangement with Mastercard Concierge Services
- List of available services:
- • Mastercard Concierge Services
- • Luxury Hotel & Resorts
- • Cruise
- • Car Rental
- • Flight
- • Private Jet
- • Hotel stay Guarantee
- • Epicurean Experience
- • Lifestyle Enquirer
- • Concert Tickers Requests
- • Airport Concierge
Mastercard Airport Experiences provided by LoungeKey
- • Complimentary membership to more than 1,000 lounges over 500 airports worldwide, as well as dining, spa and retail offers from selected airport merchants regardless of airlines, frequent flyer membership or class tickets.
- • Complimentary 1x airport lounge access per year. Lounge visit fee will be applicable for Eligible Cardholder visit in excess of the entitlement and for all guest visits. Effective from 1 October 2019, LoungeKey will update the visit fee from USD 27 per person, per visit to USD 32 per person, per visit.
Complimentary Flight to Europe
75,000 Miles, which is equivalent to a return flight ticket
Economy Class to Europe, with total Retail Transaction
(including JomPAY and Government transactions) of RM200,000 within
Card Anniversary in the preceeding year.
Complimentary Emirates Lounge Access in Kuala Lumpur
(with no spend criteria)
Complimentary 2x of Emirates KLIA Lounge Access within Card
Anniversary
Golf privileges worldwide
Complimentary 2x Green Fee per month at selected Golf Clubs
in Malaysia only with a min balance of RM2k in preceeding
month statement.
Earn Skywards Miles on daily spend
(automatic conversion)
| Emirates Spend | RM4 = 2 Skywards Miles |
| Overseas Spend (non-MYR) | RM4 = 1.5 Skywards Miles |
| Local Spend (in MYR) | RM4 = 1 Skywards Miles |
Emirates Skywards Silver membership
(automatic upgrade with no spend criteria)
Automatically upgrade on 1st year Skywards Silver status
privileges:
- • Access to Emirates Lounge at Dubai International Airports
- • 25% bonus Skywards Miles on Emirates flights
- • Additional 12kg check-in luggage allowace
- • Priority check-in
Airport Transfer in Malaysia
Enjoy 1 x Grab ride worth RM88 with min. spend of RM2k on Emirates
and/or Overseas (face-to-face non-MYR) within Card Anniversary
Global medical & travel insurance
- Enjoy automatic coverage for Medical and Travel Accident which are underwritten by MSIG Insurance (Malaysia) Bhd for the following coverage:
- • Travel Medical up to RM85,000
- • Travel Accident up to RM3,000,000
- • Personal and Family Trip Inconvenience up to RM24,000
Purchase Protection
- Enjoy automatic coverage for Purchase Protection which is underwritten by AIG Malaysia Insurance Bhd for the following coverage:
- • E-Commerce Purchase Protection up to USD200
- • Wallet Guard up to USD100
Flexi Payment Plan
12-month 0% installment with min Retail Spend of RM1,000.
Welcome Bonus
5,000 Skywards Miles with min 1 Retail transaction within 45
days from the Card Approval date.
Anniversary Bonus
5,000 Skywards Miles upon meeting a total Retail transaction
(including JomPAY and Government transactions) of RM200,000 within
Card Anniversary in the preceding year.
Travel & Lifestyle Services
- Indulge in a broad range of local and global experiences across dining, travel, retail and entertainment
- List of available services:
- • Luxury Hotel & Resorts
- • Cruise
- • Car Rental
- • Flight
- • Hotel Stay Guarantee
Mastercard Airport Experiences provided by LoungeKey
• Complimentary membership to more than 1,000 lounges in over 500
airports worldwide, as well as dining, spa and retail offers
from selected airport merchants regardless of airlines, frequent
flyer membership or class tickets.
Golf privileges worldwide
Complimentary 1x Green Fee per month at selected Golf Clubs
in Malaysia only with a min balance of RM2k in preceding
month statement.
Earn Skywards Miles on daily spend
(automatic conversion)
| Emirates Spend: | RM4 = 1.5 Skywards Miles |
| Overseas Spend (non-MYR): | RM4 = 1.25 Skywards Miles |
| Local Spend (in MYR): | RM4 = 0.5 Skywards Miles |
Airport Transfer in Malaysia
Enjoy 1 x Grab ride worth RM88 with min. spend of RM2k on Emirates
and/or Overseas ( face-to-face non MYR) within Card Anniversary
Global medical & travel insurance
- Enjoy automatic coverage for Medical and Travel Accident which are underwritten by MSIG Insurance (Malaysia )Bhd for the following coverage:
- • Travel Medical up to RM40,000
- • Travel Accident up to RM1,500,000
- • Personal and Family Trip inconvenience up to RM12,000
Purchase Protection
Enjoy automatic coverage for Purchase Protection which is
underwritten by AIG Malaysia Insurance Bhd for the following
coverage:
• E-Commerce Purchase Protection up to USD200
Flexi Payment Plan
12-month 0% installment with min Retail spend of RM1,000
Welcome Bonus
2,500 Skywards Miles with min 1 retail transaction within 45
days from the Card approval date
Anniversary Bonus
2,500 Skywards Miles upon meeting a total Retail Transaction
(including JomPAY and Government Transactions) of RM50,000 within
Card Anniversary in the preceding year.
Travel & Lifestyle Services
Indulge in a broad range of local and global experiences across
dining, travel, retail and entertainment
List of available services:
• Luxury Hotel & Resorts
• Hotel Stay Guarantee
• Hotel Stay Guarantee
| Card Type | Age | Minimum Annual Income | Minimum Fixed Deposit Pledge |
|---|---|---|---|
| Emirates HLB World Elite | 21 – 65 years old | RM250,000 | RM50,000 |
| Emirates HLB World | 21 – 65 years old | RM90,000 | RM20,000 |
| Emirates HLB Platinum | 21 – 65 years old | RM60,000 | RM12,000 |
| Card Type | Principal | Supplementary |
|---|---|---|
| Annual Fee* | Annual Fee* | |
| Emirates HLB World Elite |
RM2,500 per Card Anniversary. *Annual Fee is RM488 per Card Anniversary till 31 Dec 2022 |
Waived |
| Emirates HLB World |
RM1,200 per Card Anniversary. *Annual Fee is RM288 per Card Anniversary till 31 Dec 2022. |
Waived |
| Emirates HLB Platinum |
RM250 per Card Anniversary. *Annual Fee is RM128 per Card Anniversary till 31 Dec 2022. Annual Fee is waived upon meeting a total Retail Transaction (including JomPay and Government Transactions) of RM50,000 within Card Anniversary in the preceding year. |
Waived |
*Subject to Government Tax, if applicable
Click here for the list of fees and charges, or visit any of our branches for further information.
