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HIGH MONTHLY RETURNS
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FLEXIBLE
Earn high interest, credited monthly into any Hong Leong Savings or Current Account
Earn higher interest than conventional fixed deposits (for tenures of 12, 24, 36, 48 and 60 months only).
Fixed Deposit receipt with a monthly consolidated statement
For easy account management
Flexibility of early fixed deposit partial withdrawal without losing interest on remaining balance
Partial withdrawal is in multiples of RM3,000. Outstanding balances will be printed on the reverse page of FD receipt.
Eligibility
- For 50 years old and above, single or joint names.
- Minimum RM10,000 to open the Senior Savers Flexi FD.
Convenience to withdraw from any branch nationwide
Hong Leong Senior Savers Flexi FD (wef 29/07/2016)
| Tenure | Interest Rate (p.a.) |
|---|---|
| 12, 24, 36, 48 or 60 months |
3.05% |
| Description / Service | Charges / Fees | GST (6%) | Charges / Fees (Inclusive of GST) |
|---|---|---|---|
| Dishonoured Cheque (Inward Return) (for postdated reason only) |
RM10.00 per cheque returned | RM0.60 | RM10.60 per cheque returned |
| Lost Fixed Deposit Receipt | RM5.00 per receipt | RM0.00 | RM5.00 per receipt |
| RM10.00 for Letter of Indemnity | RM0.00 | RM10.00 for Letter of Indemnity | |
| Changes to Account | |||
| i. Change of operating mandate | RM10.00 per account | RM0.60 | RM10.60 per account |
| ii. Addition of joint account holders | RM10.00 per account | RM0.60 | RM10.60 per account |
| Withdrawal by Banker’s Cheque | RM5.00 per cheque RM0.15 per cheque for stamp duty Cheque processing fee of RM0.50 |
RM0.30 RM0.00 RM0.03 |
RM5.30 per cheque RM0.15 per cheque for stamp duty Cheque processing fee of RM0.53 |
Premature withdrawal of Fixed Deposit |
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| Premature withdrawal of Hong Leong Earn Now Fixed Deposit | Early withdrawal charge : Interest (I) x Time (T) x Rate (R), where I = Interest paid in advance T = Number of days from effective date to upliftment date / 365 R = Contracted Interest Rate |
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The FD shall not be used as collateral for Overdraft facility, including for HL One Account standby overdraft.
If the balance in Senior Savers Flexi FD is less than RM10,000, customer is required to withdraw the balance in full. No partial withdrawal is allowed.
For any premature withdrawals of fixed deposit, ABM rules shall apply on the withdrawn amount.
Save and except for the conditions or variations set out herein, all the terms and conditions in relation to Hong Leong Fixed Deposit are applicable hereto and shall remain in full force and effect.
Effective date :
- 3 March 2014 for new customers of HLB
- 24 March 2014 for existing customers of HLB as at 3 March 2014.
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