HLB/HLISB Rescheduling & Restructuring Plans

A rescheduled credit facility is one, which payment terms have been modified but the principal terms and conditions of the contract have not changed significantly.

This involved :

  • capitalization/ amortization of the arrears,
  • reduced interest/profit rate or
  • extending the loan/financing tenure where applicable


A restructured credit facility is one which the terms and conditions have been modified principally. This may include a change in the type/structure/terms of a facility. For example : OD convert to Term loan/financing

To enquire:


HLB/HLISB Rescheduling & Restructuring Plans

603 7959 1888

Monday – Thursday 8:45 a.m. – 5:45 p.m.; Friday 8:45 a.m. – 4:45 p.m.



Visit Your Nearest HLB/HLISB Branch

Monday – Thursday 9:15am - 4:30pm; Friday 9:15am - 4:00pm);

*Kelantan & Terengganu (Sunday - Wednesday 9:15am - 4:30pm; Thursday 9:15am - 4:00pm)

Important Note:

To complete your application, please ensure that you provide the following documents

If you are employed:

If you are self employed:

Sole proprietors/ partnerships/Company 

1. IC Copy

1. IC Copy

1. Bank statements (latest 6 months) / Latest Management accounting report

2. Pay slips (latest 3 months) / Latest EPF Statement

2. Bank statements (latest 6 months) / Income Tax Documents / Self Declaration

2. Company Registration



3. New company resolutions



4. Guarantor IC copy