If your child is still young, you can opt for a more relaxed investment plan that will mature by the time he or she is ready for college. Start early, go slow and steady and you’ll end up with enough for your child’s education, almost effortlessly.

Your active, growing child will head to college in a few years. A smart option will be to protect him/her with an insurance plan that has the flexibility to double as an education investment plan. Withdraw from it as and when needed to pay for your child’s tertiary education.

If your child is already heading for college, it’s time to look for solutions that can help maximize the cash you saved up for his /her education fund. Find a way to get the best exchange rates so you can stretch your Ringgit further.