Introducing Hong Leong SMART Legacy Insurance, an investment-linked insurance plan (ILP) designed to protect and grow your wealth, but more importantly, designed around you and your loved ones. A plan that enables your legacy to live on.
Features & Benefits
BUILD IT. WITH PURPOSE AND MOMENTUM.
Success is just the beginning. Keep shaping what you're creating with a plan that grows alongside your goals. Choose from a wide range of investment opportunities designed to help your wealth flourish, supported by Loyalty Bonus that recognises your dedication.
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PROTECT IT. BECAUSE LOVE MEANS PROTECTING WHAT MATTERS MOST.
Uncertainty is part of life, but your loved ones’ future can remain certain. With a high Basic Sum Assured starting from RM2 million, this plan offers robust protection against life’s unexpected turns, giving your family the strength and peace of mind to thrive when you are no longer around.
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DISTRIBUTE IT. DECIDE HOW YOUR LEGACY LIVES ON.
Your wealth should continue to protect and empower, even in your absence. With flexible Death Benefit Settlement Options, you can choose to convert lump sum payment to structured annual payments. This arrangement provides trust-like benefits that are straightforward, hassle-free, and at no additional cost. You can also tailor different payment options and fund selections for each nominee.
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Available payment options
- 5 annual payments;
- 10 annual payments;
- 15 annual payments;
- 20 annual payments;
- Age-based plans: Payments until nominee reaches age 25 (minimum 5 years).
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Eligibility
- Minimum Entry Age: 30 days old
- Maximum Entry Age: 80 years old
- Minimum Basic Sum Assured: RM2,000,000
- Maximum Basic Sum Assured: Subject to underwriting
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*Important Note
This is an insurance product that is tied to the performance of the underlying assets, and is not a pure investment product such as unit trusts.
This product is underwritten by Hong Leong Assurance Berhad, an insurer licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia.
Disclaimer
The information provided on this page is not a contract of insurance. The descriptions of cover are a brief summary for quick and easy reference. The precise terms and conditions that apply are in the policy document.
PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS CERTIFICATE/POLICY/PRODUCT IS SUBJECT TO LIMITATIONS. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure, contact [Hong Leong Assurance Berhad] or PIDM (visit www.pidm.gov.my).
