Features & Benefits
Short-Term Commitment, Long-Term Coverage
Pay premiums for only 5 years to enjoy a coverage term of 25 years.
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Life Protection
When death occurs, your family will receive a lump sum payment of up to 18 times your annual premium for their future financial security.
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Enhanced Additional Protection
You can choose to enhance your protection by attaching the following optional riders:
- Disability Lum Sum Rider
You will also receive lump sum cash if you’re struck by Total and Permanent Disability (TPD) or Old Age Disablement (OAD) so that you can continue living the life you’ve always wanted in the future despite your incapacity. You even have the flexibility to choose only TPD coverage if you wish to.
- Waiver of Premium Riders
Waive your premium upon death, TPD, OAD, or diagnosis of any of the 48 covered Critical Illnesses, depending on the riders chosen.
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Potential Financial Gain
You may optimise your potential earnings by investing in a wide range of investment-linked funds that suits your risk appetite.
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Simple application process
Enjoy a simple application process with no medical check-up required if you are aged 60 or younger, subject to terms and conditions.
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Flexible Premium Payment Frequency
Payment can be done monthly, quarterly, semi-annually or annually via cash, cheque, credit card and auto debit.
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Eligibility
- Minimum Entry Age: 30 days old
- Maximum Entry Age: 70 years old
- Minimum Annualised Premium: RM 3,000
- Maximum Annualised Premium: Subject to underwriting
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This product is underwritten by Hong Leong Assurance Berhad, an insurer licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia.
This plan may qualify you for personal tax relief, subject to the final decision of the Inland Revenue Board.
Disclaimer
The information provided on this page is not a contract of insurance. The descriptions of cover are a brief summary for quick and easy reference. The precise terms and conditions that apply are in the policy document.
This plan is underwritten by Hong Leong Assurance Berhad, and distributed by Hong Leong Bank Berhad. The Bank accepts no responsibility or liability for the plan or the products and services offered by Hong Leong Assurance Berhad.
