• Individuals aged 18 years and above who have Pay&Save Account/Pay&Save Account-i.
• Joint Accountholders are not eligible for MCF enablement.

• Holding of up to eleven (11) foreign currencies (“FCYs”), on top of Ringgit Malaysia (MYR), in a single account.
• Immediate currency conversion through Connect or at the Branch.
• Direct Cross Conversion between foreign currencies.
• Overseas transaction directly from foreign currency funds using a single Debit Card/Debit Card-i.
• Telegraphic Transfer (“TT”) directly from foreign currency funds through Connect or at the Branch.
• Setting of foreign exchange rate alert through Connect.
• Online enablement and management of MCF through Connect.

1.       Australian Dollar (AUD)

2.       Chinese Renminbi (CNH)*

3.       Euro (EUR)

4.       Hong Kong Dollar (HKD)

5.       Japanese Yen (JPY)

6.       New Zealand Dollar (NZD)

7.       Pound Sterling (GBP)

8.       Saudi Arabian Riyal (SAR)

9.       Singapore Dollar (SGD)

10.    Thai Baht (THB)

11.    US Dollar (USD)

Note:

* CNH is not allowed for overseas ATM withdrawal and retail purchase.

• Overseas spending/withdrawal directly from customer’s foreign currency fund* using Debit Card/Debit Card-i.
• Overseas withdrawal fee via Visa PLUS/Mastercard Cirrus is RM 12 (in Fixed Equivalent Foreign Currency**) or 2% of the withdrawal amount, whichever is higher.

Note:

* Assuming sufficient balance in foreign currency fund.

** List of Fixed Equivalent Foreign Currency:

1.        AUD 4.50

2.        EUR 3.00

3.        HKD 25.00

4.        JPY 350

5.        NZD 5.00

6.        GBP 2.50

7.        SAR 12.00

8.        SGD 4.00

9.        THB 100

10.     USD 3.00