Revision of Terms and Conditions for HLB Credit Cards

Kuala Lumpur, 15 July 2026

Please be informed that the revised Terms and Conditions for Credit Cards will take effect on 5 August 2026.

HLB Sutera Platinum	Terms & Conditions (EN) Terms & Conditions (BM)
HLB GSC Gold & Platinum	Terms & Conditions (EN) Terms & Conditions (BM)
HLB Essential	Terms & Conditions (EN) Terms & Conditions (BM)
HLB Wise	Terms & Conditions (EN) Terms & Conditions (BM)
HLB I’m	Terms & Conditions (EN) Terms & Conditions (BM)