Revision on Hong Leong Gold Credit Card Terms and Conditions

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  • Revision on Hong Leong Gold Credit Card Terms and Conditions
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Revision on Hong Leong Gold Credit Card Terms and Conditions

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Revision on Hong Leong Gold Credit Card Terms and Conditions


1 September 2021

Card Type

Effective 1 September 2021

Gold

Removal of the lifetime Balance Transfer (BT) program (at 6.99% p.a.) feature for HLB Gold Credit Card as the existing rate for all cardholders is more attractive as illustrated below

Other product features remain unchanged

Revision on Hong Leong Gold Credit Card Terms and Conditions

Card Type

Effective 1 September 2021

Gold

Removal of the lifetime Balance Transfer (BT) program (at 6.99% p.a.) feature for HLB Gold Credit Card as the existing rate for all cardholders is more attractive as illustrated below

Other product features remain unchanged

FAQ

Q:   What is the change made to the HLB Gold Credit Card feature?

A:   The removal of the lifetime Balance Transfer (BT) program feature (at 6.99% p.a.) for HLB Gold Card.

 

Q:   When is the effective date of the removal?

A:    It will be effective on the 1st of September 2021.

 

Q:   Why is this feature being removed for HLB Gold Credit Card?

A:   This feature is being removed as the existing Balance Transfer (BT) program that is applicable for all cardholders is more competitive as illustrated below:

     

(i) Balance Transfer One-Time Fee Plans – One-time fee calculated on approved amount will be charged upfront and reflected in your next statement.

Repayment Period

One Time Fee Rate

Eligibility

6 months

3%

  • Existing Hong Leong Credit Cardholder

12 months

5%

  • Existing Hong Leong Credit Cardholder


(ii) Balance Transfer Monthly Interest Plans – Monthly interest calculated based on outstanding balance on a daily basis.

Repayment Period

Interest Rate

Interest Rate

(Connect Exclusive)

Eligibility

Lifetime

(No fixed

repayment period)

4.99%

4.99%

  • Existing Hong Leong Credit Cardholders
  • Cardholders’ birthday month

6 months

7.99%

6.99%

  • Existing Hong Leong Credit Cardholders

12 months

8.99%

6.99%

  • Existing Hong Leong Credit Cardholders

Q:   If I am currently enrolled on the HLB Gold Credit Card lifetime Balance Transfer (BT) program (at 6.99% p.a.), will I be affected?

A:    No, if you are already enrolled on the program, the lifetime BT rates at 6.99% p.a. will continue to apply.

 

Q:   What are the current rates for the lifetime BT program for all cardholders?

A:    Currently, the lifetime BT program rates are 4.99% p.a. applicable during Existing Hong Leong Credit Cardholder's birthday month. There is also a 6.99% p.a. Online Interest Rate for Existing Hong Leong Credit Cardholder.

BT Repayment Period

Online Interest Rate

Eligibility

Lifetime (No fixed repayment period)

4.99% p.a.

During existing Hong Leong Credit Cardholder's birthday month

6 or 12 months

6.99% p.a.
(6 or 12 months)

Existing Hong Leong Credit Cardholder

12 months

8.99%

6.99%

For a copy of Gold Credit Card new T&Cs, please click here.

 

If you wish to contact our Customer Relationship Officers, kindly drop us an e-mail at hlonline@hlbb.hongleong.com.my (no P&C information please) or you can call us at +603 7626 8899.

For enquiries connect with us online or drop by your nearest Hong Leong Bank Branch.


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