HLB Update in Cardholder Agreement

Clause 1 – Definitions

(xxxv) “Notifications via HLB Connect App” means a push notification feature that allows the Cardholder to receive the Card notifications via the HLB Connect App;

Clause 5(a) – Cardholder’s Responsibilities

(iv) Notify the Bank immediately upon receiving the Bank’s Notifications via HLB Connect App or short message service (“SMS”) transaction alert if the transaction was unauthorised;