Cards | 01 November 2025-30 November 2025
Balance Transfer
Here’s How
No additional documents required, and you can instantly ease your financial burden
with just a few simple clicks on HLB Connect.
HLB Connect Online
Under "Credit Card Services", select "Balance Transfer"
Select your preferred credit card and plan
Select your preferred interest rate
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Enter disbursement account details
Authorise the application through
HLB Connect App
Under Credit Card, select “Balance Transfer”
Choose your preferred credit card and plan
Select your preferred interest rate
Enter Credit Card details
Confirm your plan, click “Apply” and authorise the application through HLB Connect App
*Terms and conditions apply.
- Balance Transfer Terms and Conditions
- Balance Transfer Product Disclosure Sheet
- Balance Transfer Terms and Conditions (Connect Exclusive)
- Balance Transfer Product Disclosure Sheet (Connect Exclusive)
- Balance Transfer One Time Fee Terms and Conditions
- Balance Transfer One Time Fee Product Disclosure Sheet
Here’s How
No additional documents required, and you can instantly ease your
financial burden with just a few simple clicks on HLB Connect.
HLB Connect Online
Under "Credit Card Services", select "Quick Cash"
Select One-Time fee/Monthly Interest option and plan
Enter amount, select tenure and bank account details
Authorise the application through HLB Connect App
Choose your preferred credit card and Quick Cash plan
Select your preferred interest rate
Enter amount and select your monthly instalment amount and tenure
Select bank and enter your bank account details
Confirm your plan, click “Apply” and authorise the application through HLB Connect App
*Terms and conditions apply.
- Quick Cash One-Time-Fee Terms and Conditions
- Quick Cash One-Time-Fee Product Disclosure Sheet
- Quick Cash One-Time-Fee Terms and Conditions (Connect Exclusive)
- Quick Cash One-Time-Fee Product Disclosure Sheet (Connect Exclusive)
- Quick Cash Monthly Interest Terms and Conditions
- Quick Cash Monthly Interest Product Disclosure Sheet
- Quick Cash Monthly Interest Terms and Conditions (Connect Exclusive)
- Quick Cash Monthly Interest Product Disclosure Sheet (Connect Exclusive)
Here’s How
No additional documents required, and you can instantly ease your financial burden with
just a few simple clicks on HLB Connect.
How to convert by your credit card outstanding balance
HLB Connect Online
Under "Credit Card Services", select "Flexi Payment Plan"
Select your preferred credit card and plan
Enter amount and select your monthly instalment amount and tenure
Authorise the application through e-mail or HLB Connect App
Return and confirm your status
Choose your preferred credit card
and FPP plan
Enter amount and select your monthly instalment amount and tenure
Confirm your plan and click “Apply”
Authorise the application through
HLB Connect App
Confirm your status
How to convert by your retail transaction(s)
HLB Connect Online
Select Credit Card to view card details
Go to Credit Card Transaction History
Tap the calendar icon to convert a single
purchase over RM500 into instalments
Select your preferred instalments plan
Confirm your plan and download receipt
Update: “One-Month Interest Cashback Flexi Payment Plan Promotion” Promotion Winner Announcement and Cashback Fulfilment Schedule
Please note that the cashback fulfilment for the Flexi Payment Plan One-Time Interest Cashback Promotion is completed as of 9 June 2025.
“One-Month Interest Cashback Flexi Payment Plan Promotion” Promotion Winner Listing
*Terms and conditions apply.
- Flexi Payment Plan Terms & Conditions
- Flexi Payment Plan Product Disclosure Sheet
- Flexi Payment Plan Terms & Conditions (Exclusive)
- Flexi Payment Plan Product Disclosure Sheet (Exclusive)
- Flexi Payment Plan Birthday Promotion Terms & Conditions
- Flexi Payment Plan Birthday Promotion Product Disclosure Sheet
- Flexi Payment Plan One Time Interest Terms & Conditions
- Flexi Payment Plan One Time Interest Product Disclosure Sheet
- Flexi Payment Plan Terms & Conditions (Year End Special)
- Flexi Payment Plan Product Disclosure Sheet (Year End Special)