Personal Loan/Financing-i | 01 October 2024-31 December 2024
*Applicable for salaried applicants with a verified monthly income of RM2,000 and above who submit their applications through HLB Connect Online.
Our rate is on a flat rate basis
Application Channel: HLB Connect Online |
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|---|---|---|
Verified Monthly Income |
Flat Interest/Profit Rate |
Facility Tenure |
RM2,000 and above |
5.00% p.a. |
2 to 5 years |
Note: The effective interest/profit rates vary as follows for loan/financing-i tenure from 2 to 5 years:
(i) Flat interest/profit rate 5.00% p.a.: Effective interest/profit rates vary from 9.15% p.a. to 9.32% p.a.
Illustration of Instalments
For example, you are an applicant with a verified monthly income of RM2,000 and above and you apply via HLB Connect Online. The applicable interest/profit rate is 5.00% p.a. and your total approved facility amount is RM10,000 for a financing tenure of 5 years. The above example is illustrated below:
*Monthly instalment amount will be rounded up to the nearest RM5.
Any adjustment due to rounding will be reflected towards the end of the facility tenure.
Malaysian citizens aged between 21 to 60 years old
Employed (i.e. salaried workers) with a minimum annual income of RM24,000
Minimum loan/financing amount is RM5,000
Maximum loan amount is RM250,000 for Personal Loan and maximum financing amount for Personal Financing-i is RM150,000.
Exclusively for applications via HLB Connect Online only
Applicant must hold at least one (1) valid and active individual Hong Leong Bank Current/Savings Account or Hong Leong Islamic Bank Current/Savings Account-i (joint and corporate accounts are not eligible)
Click here to login and apply. Then, follow the steps below:
