Personal Loan/Financing-i | 01 April 2024-30 June 2024
*Applicable for applicants with a verified monthly income of RM2,000 and above who submit their applications through HLB Connect Online.
Interest/Profit Rate for HLB Connect Online Application
Our rate is on a flat rate basis
Application Channel: HLB Connect Online |
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Verified Monthly Income |
Flat Interest/Profit Rate |
Facility Tenure |
RM2,000 and above |
5.00% p.a. |
2 to 5 years |
Note: The effective interest/profit rates vary as follows for loan/financing-i tenure from 2 to 5 years:
(i) Flat interest/profit rate 5.00% p.a.: Effective interest/profit rates vary from 9.15% p.a. to 9.32% p.a.
Illustration of Instalments
For example, you are an applicant with a verified monthly income of RM2,000 and above and you apply via HLB Connect Online. The applicable interest/profit rate is 5.00% p.a. and your total approved facility amount is RM50,000 for a financing tenure of 5 years. The above example is illustrated below:
*Monthly instalment amount will be rounded up to the nearest RM5.
Any adjustment due to rounding will be reflected towards the end of the facility tenure.
- Malaysian citizens aged between 21 to 60 years old
- Employed with minimum annual income of RM24,000
- Minimum loan/financing amount is RM5,000
- Maximum loan amount is RM250,000 for Personal Loan and maximum financing amount for Personal Financing-i is RM150,000.
- Exclusively for applications via HLB Connect Online only
- Applicant must hold at least one (1) valid and active individual Hong Leong Bank Current/Savings Account or Hong Leong Islamic Bank Current/Savings Account-i (joint and corporate accounts are not eligible)
Click here to login and apply. Then, follow the steps below: