Personal Loan/Financing-i | 01 January 2026-31 March 2026
*Interest/profit rate of 2.87% p.a. is applicable for customers with a verified monthly income of RM8,000 and above that has an active Personal Loan/Financing with other banks, who are eligible for 65% Pay-On-Time Rebate on a flat interest/profit rate of 8.20% p.a.
Our rate is on a flat rate basis
|
Verified Monthly Income |
Flat Interest/Profit Rate |
Applicable Pay-On-Time Rebate |
Rate after Pay-On-Time Rebate |
|---|---|---|---|
|
RM2,000 – RM7,999 |
8.50% p.a. |
20% |
6.80% p.a. |
|
RM8,000 and above |
60% |
3.40% p.a. |
(i) Effective interest/profit rate applicable to flat rate of 8.50% p.a. varies from 15.99% p.a. to 16.71% p.a. depending on loan/financing tenures from 2 to 5 years.
(ii) 0.50% of the Facility Amount will be deducted upon disbursement for stamp duty payable.
Our rate is on a flat rate basis
|
Verified Monthly Income |
Flat Interest/Profit Rate |
Applicable Pay-On-Time Rebate |
Rate after Pay-On-Time Rebate |
|---|---|---|---|
|
RM2,000 – RM7,999 |
8.20% p.a. |
20% |
6.56% p.a. |
|
RM8,000 and above |
65% |
2.87% p.a. |
(i) Effective interest/profit rate applicable to flat rate of 8.20% p.a. varies from 15.44% p.a. to 16.11% p.a. depending on loan/financing tenures from 2 to 5 years.
(ii) 0.50% of the Facility Amount will be deducted upon disbursement for stamp duty payable.
(iii) For customers with an active Personal Loan/Financing with other banks only.
Enjoy up to 65% interest/profit rebate when you pay on time!
For example, you are a customer with verified monthly income of RM8,000 and above with an active Personal Loan/Financing with other banks. The applicable interest/profit rate is 8.20% p.a. and your total approved facility amount is RM100,000 for a financing tenure of 5 years. You also qualify for 65% Pay-On-Time Rebate. The above example is illustrated below:
- Malaysian citizens aged between 21 to 60 years old
-
Employed or self-employed with a minimum annual income of RM24,000
-
Minimum loan/financing amount is RM5,000
-
Maximum loan amount is RM250,000 for Personal Loan and maximum financing amount is RM150,000 for Personal Financing-i
Click “I’m Interested” and leave your contact details. We will contact you within 48 business hours.
Terms and conditions apply.
