Personal Loan/Financing-i Empower Campaign

Personal Loan/Financing-i Empower Campaign

HongLeong Bank Logo
  • Personal
  • Priority
  • Business
  • Islamic
  • Global Markets
  • Blue Header
  • Interim Homepage
  • Priority Banking Form
  • test
  • test
  • Loan Cal
  • Log Viewer
  • asdsadsad
  • stand alone page
  • Master Form Page
  • Master Form Page
HongLeong Bank Logo
  • singapore
  • hong kong
  • vietnam
  • cambodia
  • LAN A
  • LAN B
  • LAN C
  • Personal
  • Business
  • Our Story
  • News & Updates
  • Investor Relations
  • CSR
  • Awards
  • Management & BODs
  • Career
  • Deposits
  • Credit Card
  • Loans
  • Insurance
  • Investment
  • Remittance
  • Hong Leong Connect
  • Credit Card
  • Personal Loans
  • Current / Saving Account
  • Latest Promotions
  • Promotions >
  • Personal Loan/Financing-i Empower Campaign (Online Exclusive)
Compare Cards ()
HLB Personal Loan Empower Campaign: Online Exclusive Promotion

Personal Loan | 19 February 2020-06 July 2020

Enjoy exclusive online interest/profit rates from 5.50% p.a.

back to promotions

Our response will be delayed during this Movement Control Order period. We will get back to you as soon as possible.
In the meantime, feel free to explore more products offered by Hong Leong Bank.

Apply for a Personal Loan/Financing–i anytime, anywhere

Enjoy exclusive low flat rate from 5.50% p.a.*

Affordable instalments for financing tenures of 2 to 5 years

Apply Online

*Applicable for facility amount RM30,000 and above. For facility amount RM5,000 – RM29,000, applicable flat interest/profit rate is 6.50% p.a.

Interest/Profit Rate and Instalments

Interest/Profit Rate

Our rate is on a flat rate basis, depending on financing amount

Loan/Financing Amount

Flat Interest/Profit Rate

Loan/Financing Tenure

RM5,000 – RM29,000

6.50% p.a.

2 to 5 years

RM30,000 – RM250,000

(up to RM150,000 Personal Financing-i)

5.50% p.a.

Note: Effective Interest/Profit Rates vary depending on the loan/financing-i tenures of 2 – 5 years as below:

(i) Flat rate 5.50%p.a. – Effective interest/profit rates vary from 10.01%p.a. to 10.23%p.a.

(ii) Flat rate 6.50%p.a. – Effective interest/profit rates vary from 11.68%p.a. to 12.02%p.a.

0.50% of the facility amount will be deducted upon disbursement for stamp duty payable.

 

Illustration of Instalments

Assuming your total approved facility amount is RM30,000 with 5 years financing tenure

hlb loan benefit

Personal Loan Affordability Calculator

Include these when calculating your financial commitments: Insurance, car loan, home loan, rental, PTPTN, Koperasi, etc.

24 months
36 months
48 months
60 months

Loan Amount You Wanted

RM 50,000

Monthly Installment

RM X,XXX

Repayment Period

24 months

Interest Rate

6.0%p.a
Proceed with this

Maximum Loan Amount You Can Afford

RM 80,000

The maximum loan amount we are offering is RM 250,000

Monthly Installment

RM X,XXX

Repayment Period

24 months

Interest Rate

6.0%p.a
Take this instead

Maximum Loan Amount You Can Afford

The maximum loan amount we are offering is RM 250,000

Monthly Installment

Repayment Period

Interest Rate

Take this instead

Based on your high commitment, a debt consolidation plan might be the right solution for you. Would you like to find out about our debt consolidation plan?

Yes, please
Disclaimer

The information shown is indicative and for illustration only. HLB does not guarantee the accuracy of the calculation and accepts no liability for any inaccuracies or omissions. The above does not constitute an offer of credit nor does it guarantee that the credit facility applied for will be approved. All applications for financing are subject to credit evaluation and approval and HLB reserves the right to approve or reject such applications without assigning any reason therefore.

Fees & Charges

Refer to the Fees and Charges applicable below to Personal Loan/Financing-i.

For more information, you may refer to our Product Disclosure Sheet available here for Personal Loan and here for Personal Financing-i.

Description/Service

Charges/Fees*

Stamp Duty Fee

0.50% of the disbursed facility amount for every approved facility

IBG Fee

A nominal fee of RM2.00 will be charged on every Interbank Giro (IBG), if any

Late Payment Charge

(applicable to Personal Loan)

1% p.a. on the arrears of outstanding for each facility (daily rest basis)

Early Settlement

No charges/fees to be imposed provided 3 months’ written notice is given to the Bank prior to the early settlement. Otherwise, payment of 3 months’ interest on the amount redeemed is applicable.

(For Personal Financing-i, payment in lieu of notice is not applicable – customers are required to provide 3 months’ written notice should they opt for early settlement)

 

Compensation Charges (applicable to Personal Financing-i)

For default payment during facility tenure = 1% p.a. on the overdue instalment amount

 

For default payment causing the facility to be terminated or brought to court = 1% p.a. on the outstanding balance (outstanding principal plus accrued profit)

 

For default payment after expiry of facility tenure = BNM Islamic Interbank Money Market (“IIMM”) rate on the outstanding balance (outstanding principal plus accrued profit)

 

For default payment post judgment = IIMM rate on the basic judgment sum

*Subject to Government Tax, if applicable

Eligibility

Eligibility

  • Malaysian citizens aged between 21 and 60 years old
  • Minimum annual income of RM24,000
  • Minimum loan/financing amount is RM5,000
  • Maximum loan/financing amount is RM250,000 (RM150,000 for Financing-i)
  • Exclusively for online applications only

How to Apply

Apply Now
  • Terms & Conditions
  • General Personal Loan Terms & Conditions - EN
  • General Personal Financing-i Terms & Conditions - EN
ENTER THE DETAIL BELOW FOR SUBTITLE COMPONENT

Edit here to enter details for productdetail page promotion

For enquiries, connect with us online or drop by your nearest Hong Leong Bank Branch.


Connect with us

Branch locator
Our Artificial Intelligence Advisor is ready to assist you

Chat with us

×

External Link Disclaimer

You are leaving Hong Leong Bank's website as such our Privacy Notice shall cease. We wish to remind you on our terms on the use of links, Disclaimer and Reservation of Intellectual Property Rights.

Continue