Personal Loan/Financing-i | 16 June 2025-30 June 2025
*Applicable for salaried applicants with a verified monthly income of RM5,000 and above who submit their applications through HLB Connect Online.
Our rate is on a flat rate basis
Application Channel: HLB Connect Online |
||
|---|---|---|
Verified Monthly Income |
Flat Interest/Profit Rate |
Facility Tenure |
RM2,000 - RM4,999 |
5.00% p.a. |
2 to 5 years |
| RM5,000 and above | 3.99% p.a. | |
Note: The effective interest/profit rates vary as follows for loan/financing-i tenure from 2 to 5 years:
(i) Flat interest/profit rate 3.99% p.a.: Effective interest/profit rates vary from 7.40% p.a. to 7.49% p.a.
(ii) Flat interest/profit rate 5.00% p.a.: Effective interest/profit rates vary from 9.15% p.a. to 9.32% p.a.
Illustration of Instalments
For example, you are an applicant with a verified monthly income of RM5,000 and above and you apply via the Bank’s Website. The applicable interest/profit rate is 3.99% p.a. and your total approved facility amount is RM80,000 for a financing tenure of 5 years. The above example is illustrated below:
*Monthly instalment amount will be rounded up to the nearest RM5.
Any adjustment due to rounding will be reflected towards the end of the facility tenure.
- Malaysian citizens aged between 21 to 60 years old
Employed (i.e. salaried workers) with minimum annual income of RM24,000
Minimum loan/financing amount is RM5,000
Maximum loan amount is RM250,000 for Personal Loan and maximum financing amount for Personal Financing-i is RM150,000.
Exclusively for applications via HLB Connect Online only
Applicant must hold at least one (1) valid and active individual Hong Leong Bank Current/Savings Account or Hong Leong Islamic Bank Current/Savings Account (joint and corporate accounts are not eligible)
Click here to login and apply. Then, follow the steps below:
