Personal Loan/Financing-i | 18 August 2025-30 September 2025
Need money for your business or personal goals?
Get it with rates as low as 2.87% p.a. when you pay on time.
Our Personal Loan Offer helps you get the funds you need while rewarding you when you pay on time. Whether you are running a small business or are a salaried employee, use this money to grow, take new chances, and achieve your biggest dreams.
Who Can Apply?
If you are a Malaysian citizen and have an active Hong Leong Bank (HLB) or Hong Leong Islamic Bank (HLISB) account:
Age
21 to 60 years old
Income
RM2,000/month
(or RM24,000/year)
This includes money you get from your job or from your own business
Bank Account
You need an active
HLB/HLISB Current or Savings Account
For us to disburse the funds
No Overdue Payments
You must not have any
late/missing payments
On your current HLB Personal Loan or HLISB Personal Financing-i
How to save money by paying on time.
We offer competitive rates from the start, and we want to reward you when you pay your monthly instalments on time. Our Pay-On-Time Rebate puts money back into your pocket. This helps your finances, whether for personal use or your business.
Your Rebate, Explained Simply
Just be sure to make your monthly instalments on time every month. Your pay on time rebate will be credited in your loan account starting from your 14th payment and continues until six months before your final payment. This means you will have lower monthly instalments for most of your financing tenure. This helps you save cash for what matters.
See Your Interest Savings in Action (Save up to RM26,650)
Let's compare two business owners, Hanna and Jackie, who each borrow RM100,000 over 5 years (60 months). Both earn an income of RM8,000 and is self-employed.
How This Financing Helps You Achieve Your Goals
Your Personal Loan is a flexible financing tool to help your business and personal life:
Home Upgrades
Transform your living space! Finally get that dream kitchen, a cozy new living room, or make essential repairs to brighten your home.
Consolidate Debts
Take control of your finances by putting various smaller debts (business or personal) into one easier payment, simplifying your life.
Medical Needs
Face unexpected health costs with confidence, ensuring peace of mind for you and your family.
Grow Your Business
Get funds to invest in new equipment, boost your stock, or advertise to reach more customers and make your business bigger!
Manage Business Cash
Get additional cash flow to cover unexpected costs, and keep your business running.
Working Capital
Use it for daily business needs, ensuring your operations are always well-supported.
Documents You'll Need to Apply
To make your application smooth and fast, please prepare the following documents:
NRIC (MyKad) front
NRIC (MyKad) back
Optional 1
Latest EPF statement showing 12 months contribution OR latest 2 years Form BE with proof of tax receipt / latest 2 years LHDN summary sheet for E-Filing submission OR
Optional 2
Latest 3 months’ salary slips OR 6 months’ commission slips with salary or commission crediting.
Optional documents
e.g., rental income, proof of bonuses paid, cash investments
- Fixed Deposit or Mutual Funds, etc.
NRIC (MyKad) front
NRIC (MyKad) back
Business Registration Document
Option 1
Latest 1 year Form B with tax receipt.
Option 2
Latest 6 months company bank statements.
To help us better understand your application and improve your chances of approval, please upload both documents
Optional documents
e.g., latest 6 months’ salary slips / 6 months commission slips with crediting proof, rental income, etc