Our rate is based on a flat rate basis
Note: The effective interest/profit rates vary as follows for loan/financing-i tenure from 2 to 5 years:
(i) Flat interest/profit rate 3.99% p.a.: Effective interest/profit rates vary from to 7.40% p.a. to 7.49% p.a.
(ii) 0.50% of the facility amount will be deducted upon disbursement for stamp duty payable.
Assuming your total approved facility amount is RM5,000 with 5 years financing tenure at a flat interest/profit rate of 3.99% p.a.:
*Monthly instalment amount will be rounded up to the nearest RM5.
Any adjustment due to rounding will be reflected towards the end of the facility tenure.