Our rate is based on a flat rate basis

Note: The effective interest/profit rates vary as follows for loan/financing-i tenure from 2 to 5 years:

(i) Flat interest/profit rate 3.99% p.a.: Effective interest/profit rates vary from to 7.40% p.a. to 7.49% p.a.

(ii) 0.50% of the facility amount will be deducted upon disbursement for stamp duty payable.

Assuming your total approved facility amount is RM5,000 with 5 years financing tenure at a flat interest/profit rate of 3.99% p.a.:

*Monthly instalment amount will be rounded up to the nearest RM5.
Any adjustment due to rounding will be reflected towards the end of the facility tenure.

• Malaysian citizens aged between 21 and 60 years old
• Minimum annual income of RM24,000
• Minimum loan/financing amount is RM5,000
• Maximum loan amount is RM250,000 (RM150,000 for Financing-i)
• Exclusively for applications via HLB Connect Online on 5 May 2022 only
• Applicant must hold at least 1 valid and active individual Hong Leong Bank Current/Savings Account or Hong Leong Islamic Bank Current/Savings Account-i (joint and corporate accounts are not eligible)