Big dreams made easy with HLB Credit Cards
Bring home what you love today and enjoy 0% interest monthly instalments at the participating EPP merchants across Malaysia.
Features & Benefits
0% interest
Purchase without extra monthly interest
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*Flexible tenure
Choose a repayment tenure that suits you, from 3months up to 60 months.
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*This subject to specific terms of service or sale imposed by the participating merchant
Make affordable payments
Turning big purchases into bit-sized instalments for a valid purchase
from as low as RM150.
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Widely available
Shop nationwide with 0% interest at the participating merchants
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How to purchase via Extended Payment Plan (EPP)?
STEP 1:
Make a purchase at the Participating Merchant from in-store or online
STEP 2:
At checkout, check if the HLB 0% EPP is available for your purchase
STEP 3:
Select your preferred instalments tenure and pay with your HLB Credit Cards
IMPORTANT NOTICE:
1. The Eligible Cardholders must make full payment of the monthly instalment specified at the time of EPP enrolment, which is usually at the point of time of purchase, or as indicated in his/her monthly credit card statement (“EPP Monthly Instalment”).
2. The EPP Monthly Instalment is required to be paid in full together with the Minimum Payment Due (as defined in the Cardholder Agreement) such as the minimum 5 % of the total outstanding amount of the credit card, on or before the payment due date as specified in the monthly credit card statement.
3. If Eligible Cardholders fail to settle the EPP Monthly Instalment in full, the balance of the EPP Monthly Instalment which remains unpaid shall be added to the credit card outstanding balance and will incur finance charges at HLB’s prevailing rate and late payment charges (if applicable), in accordance with the terms and conditions of HLB’s Cardholder Agreement.
Refer here below to read the full HLB 0% Extended Payment Plan Terms & Conditions
