Features & Benefits
HLB Fixed Deposit Account is a good start for your long term savings plan. You can choose for Fixed Deposit placement terms from as short as 1 month.
Long Term
A choice of terms from 1 - 60 months.
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Interest Payout
Opt to have your interest paid monthly (for FD placement of 6 months and above).
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Flexibility of early fixed deposit partial withdrawal without losing interest on remaining balance
Partial withdrawal is in multiples of RM1,000. Outstanding balances will be shown on the monthly e-statement.
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Convenient Withdrawal
You can withdraw from any branch nationwide. If you are a Hong Leong Connect users, you will also be able to withdraw your Receipt-less Fixed Deposit online by transferring the amount to your HLB Savings / Current account.
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Eligibility
- Minimum deposit of RM5,000 for 1 month placement and RM500 for 2 months and above.
- Applicable for individual and non-individual customers.
- For Malaysian aged 18 years old & above.
- For Malaysian aged below 18 years old, account must be opened as an intrust account.
- External accounts are eligible but enjoys Tier 2 rate.
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Protected by PIDM up to RM250,000 for each depositor.
Premature Withdrawals (effective 27 September 2018 until 31 December 2018)
Where a FD is uplifted, in partial or in full, before maturity the following rules shall apply:
a. No interest is to be paid:
i. any deposits placed for periods of one (1), two (2) or three (3) months that has not run the full period
ii. any other FD uplifted before the completion of three (3) months
b. Interest is payable for FD uplifted after the completion of three (3) months and will be at half (1/2) the original contracted interest rate for each completed month.
Premature Withdrawals (effective 1 January 2019)
No interest shall be payable on partially withdrawn amounts and premature withdrawals of FD.
| Tenure | Interest Rate (p.a.) |
|---|---|
| 1 month | 2.25% |
| 2 months | 2.25% |
| 3 months | 2.30% |
| 4 months | 2.30% |
| 5 months | 2.30% |
| 6 months | 2.35% |
| 7 months | 2.35% |
| 8 months | 2.35% |
| 9 months | 2.35% |
| 10 months | 2.35% |
| 11 months | 2.35% |
| 12 months | 2.35% |
| 13 – 60 months | 2.35% |
Important notice
Please click HERE for the exhaustive list of fees and charges.
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