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LONG TERM
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FLEXIBLE
Long Term
A choice of terms from 1 - 60 months.
Eligibility
- Minimum deposit of RM5,000 for 1 month placement and RM500 for 2 months and above.
- Applicable for individual and non-individual customers.
- For Malaysian aged 18 years old & above.
- For Malaysian aged below 18 years old, account must be opened as an intrust account.
- External accounts are eligible but enjoys Tier 2 rate.
Interest Payout
Opt to have your interest paid monthly (for FD placement of 6 months and above).
Eligible for protection by PIDM.
| Duration |
Interest Rates (p.a.) |
|---|---|
| 1 Month (min RM5,000) |
3.00% |
| 2 Months |
3.00% |
| 3 Months |
3.05% |
| 4 Months |
3.05% |
| 5 Months |
3.05% |
| 6 Months |
3.10% |
| 7 Months |
3.10% |
| 8 Months |
3.10% |
| 9 Months |
3.10% |
| 10 Months |
3.10% |
| 11 Months |
3.10% |
| 12 Months |
3.10% |
| 13 - 60 Months |
3.10% |
| Description / Services |
Fees / Charges (Exclusive of GST) |
GST (6%) |
Fees / Charges (Inclusive of GST) |
|---|---|---|---|
Dishonoured Cheque (Inward Return) |
RM10.00 per cheque returned |
RM0.60 |
RM10.60 per cheque returned |
| Lost Fixed Deposit Receipt | RM5.00 per receipt | RM0.00 |
RM5.00 per receipt |
| RM10.00 for Letter of Indemnity | RM0.00 |
RM10.00 for Letter of Indemnity | |
| Changes to Account |
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| i. Change of operating mandate |
RM10.00 per account |
RM0.60 |
RM10.60 per account |
| ii. Addition of joint accountholders |
RM10.00 per account |
RM0.60 |
RM10.60 per account |
| Withdrawal by Banker’s Cheque |
RM5.00 per cheque RM0.15 per cheque for stamp duty Cheque processing fee of RM0.50
|
RM0.30 RM0.00 RM0.03
|
RM5.30 per cheque RM0.15 per cheque for stamp duty Cheque processing fee of RM0.53
|
Premature withdrawal of Fixed Deposit |
1. Fixed Deposit of 1-3 months tenure, no interest will be paid 2. Fixed Deposit of more than 3 months tenure: a. If uplifted before completion of 3 months, no interest will be paid b. If uplifted after completion of 3 months, interest at ½ the contracted rate will be paid for each completed month
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| Premature withdrawal of Hong Leong Earn Now Fixed Deposit |
Early withdrawal charge : Interest (I) x Time (T) x Rate (R), where I = Interest paid in advance T = Number of days from effective date to upliftment date / 365 R = Contracted Interest Rate |
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