Features & Benefits
- Open to individuals aged 18 years and above (available for single name or joint names).
- Placement and withdrawal can be made via HLB Connect.
- Account and placement details can be viewed upon successful placement.
- Interest payout upon maturity. Effective 01 January 2019, no interest shall be payable on partially withdrawn amount and/or premature withdrawal of eFD.
- Flexibility to make partial withdrawal and still earn interest on remaining balance (partial withdrawal must be in made in multiples of RM1,000)
- Maximum of two (2) account holders for Joint eFD with operating mandate of either one-to-sign.
Eligibility
- Minimum deposit of RM5,000 for 1 month placement or RM500 for 2 months and above.
- For individuals aged 18 years and above with Current Account/-i or Savings Account/-i.
- For Joint eFD, account holders must have a Current Account/-i or Savings Account/-i in the same names and operating mandate of either one-to-sign.
More details
Less details
Terms and Conditions apply.
Member of PIDM. Protected by PIDM up to RM250,000 for each depositor.
You can now open a Joint eFD/-i account on HLB Connect Online, provided you have an existing Joint Current or Savings Account/-i (Joint CASA/CASA-i) in the same two names with an ‘either one-to-sign‘ operating mandate.
Here’s how you can open one today:
Log in to HLB Connect Online.
Navigate to Apply, Fixed Deposit & New Placement/Account Opening.
Under From, select your funding bank.
Under Crediting Account, select your Joint CASA/-i where principal & interest will be paid.
Click Next.
Approve the AppAuthorise notification sent to your HLB Connect App.
The other account holder will be notified through in-app message/email.
He/She must log in to HLB Connect Online, click View Request & Approve within 7 calendar days.
AppAuthorise will then be sent to his/her HLB Connect App. He/She must approve it before you can make a placement.
Your placement can be made immediately after you receive the confirmation email on your Joint eFD/-i account opening.
Terms and Conditions apply.
Member of PIDM. Protected by PIDM up to RM250,000 for each depositor.
| Tenure | Interest Rates (p.a.) |
|---|---|
| 1 month | 1.60% |
| 2 months | 1.75% |
| 3 months | 1.95% |
| 4 months | 2.00% |
| 5 months | 2.00% |
| 6 months | 2.05% |
| 7 months | 2.05% |
| 8 months | 2.05% |
| 9 months | 2.05% |
| 10 months | 2.05% |
| 11 months | 2.05% |
| 12 months | 2.05% |
| 13 - 60 months | 2.10% |
Important notice
Please click HERE for the exhaustive list of fees and charges.
