Reference Rate

Reference Rate

Base Lending Rate (BLR): 5.64% w.e.f. 10/07/2020

Base Rate (BR): 2.63% w.e.f 10/07/2020


Will my monthly instalment amount be revised?

Your loan monthly instalment will be revised if the quantum of change is RM 50 or more and meeting Bank's internal criteria for instalment revision.

However, if the quantum of change is less than RM50, it will remain the same.


Kuala Lumpur Interbank Offered Rates (KLIBOR): 2.00%

3-mth KLIBOR based on previous business day.


What is Base Rate?

Base Rate is made up of 2 parts, our benchmark cost of funds (COF) and the Statutory Reserve Requirement (SRR) cost imposed by Bank Negara Malaysia. Our benchmark COF now reflects the cost of raising new funds in prevailing market funding conditions based on the 3-month KLIBOR as well as customer deposit rates.

For enquiries, connect with us online or drop by your nearest Hong Leong Bank Branch.