Pay smarter with QR Pay on HLB Connect App
Now available in China (including Hong Kong & Macau) and Thailand.
Widest Acceptance
Pay seamlessly to over 120 million merchants, from local street food stalls to major retail stores.
Zero Transaction Fees
Enjoy zero transaction fees on all amounts.
No Top-Ups Required
Pay directly from your HLB bank account/-i.
Seamless Currency Conversion
Convert MYR to CNH* anytime on HLB Connect App with your Pay&Save Account/-i to lock in favourable rates ahead of time.
*Offshore Chinese Yuan
Bank-Grade Security
Spend confidently backed by bank-grade encryption and 24/7 fraud protection, keeping your money safer than non-banking apps.
How to get started?
Tap on 'Open an Account' to apply for an HLB Pay&Save Account/-i
Tap on 'Login/Register' to set up or log in to HLB Connect App
- Tap on 'Menu'
- Tap on 'App Settings'
- Tap on 'Manage QR Pay Settings'
Multi-Currency Feature is only available for Pay&Save Account/-i & HLB Wallet/-i
Currency Conversion:
- Tap on 'Menu'
- Tap on 'Foreign Currency Deposit'
- Select CNH under the 'To' dropdown menu. Enter the RM value to be converted to CNH
QR Pay Limit Setting:
- Tap on 'Menu'
- Tap on 'Account Settings & Limits'
- Tap on 'Transaction Limits'
- Tap on 'Transfer'
- Tap on 'QR Pay' to set your preferred limit which has to be the same with Bill Payment limit
Two ways to QR Pay with HLB Connect App
Scan these merchant QR displays showing UnionPay or Weixin Pay logo with HLB Connect App to pay
Frequently Asked Questions
You can easily make QR payments in China (including Macau and Hong Kong) with your multi-currency HLB Pay&Save Account/-i via the HLB Connect App. Simply convert your funds to Chinese Yuan (CNH) via the app and scan to pay with UnionPay or Weixin QR codes.
You don’t have to go to the branch to open a Pay&Save Account/-i. HLB offers a fully digital account opening process through the HLB Connect App. You can open your HLB Pay&Save Account/-i from anywhere, at any time.
Yes. The HLB Pay&Save Account/-i is a multi-currency account that allows you to hold and transact up to 21 foreign currencies, including Chinese Yuan (CNH), making it perfect for your travels.
Yes, you can use HLB Connect App to make QR payments with UnionPay and Weixin QR codes in China.
You can get your HLB Pay&Save Account/-i within minutes when you open via HLB Connect App. In rare cases, if there’s any issue with the verification, the processing might take up to 3 days before you get your account.
HLB Connect App and HLB Pay&Save Account/-i are the best companions for your travels. You can instantly convert currencies within HLB Connect App and hold up to 21 foreign currencies within one HLB Pay&Save Account/-i.
Terms and Conditions apply.
Important Notes:
Retail purchase transactions and other payments conducted in China will be settled in CNH.
If you do not have sufficient CNH balance in your multi-currency account to complete a transaction, the transaction will be charged in MYR.
For transactions in other currencies, the entire transaction amount shall be charged in MYR unless you have sufficient balance in your multi-currency account for the specific currencies.
Member of PIDM. HLB/HLB Islamic Valid Bank Accounts or Deposits/-i Accounts are protected by PIDM up to RM250,000 for each depositor (refer to Products Eligible for PIDM Protection).
Scan and Pay all over China
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Open an account on HLB Connect
