Shop, dine, and pay like a local with the HLB Connect App
wherever your travels take you.
You can now scan and pay at any Alipay+ merchant in China and Hong Kong
(South Korea, the Philippines, Laos, and more to be added progressively).
No extra e-wallets to download or tedious top-ups. Payment will be deducted
from your MYR balance in your HLB Current/Savings Account/-i.
Visiting other destinations? You can also scan PromptPay (Thailand),
QRIS (Indonesia), NETS (Singapore) & Bakong (Cambodia) QR Codes.
Select a destination below to discover where
you can use DuitNow Cross-Border QR.
How to use HLB Connect App to make cross-border QR Payments
STEP 1
Launch HLB Connect App and at the login screen, tap on “QR Pay”
STEP 2
Scan the participating overseas merchants QR Codes
STEP 3
Enter payment amount
STEP 4
Check recipient and amount before proceeding to make payment
STEP 5
Check transaction status
The payment will be deducted from your MYR balance in your
pre-selected HLB Current/Savings Account/-i.
Not on HLB Connect App? Scan now to download:
More on DuitNow Cross-Border QR
You can use the HLB Connect App to scan Alipay+ QR codes in China and Hong Kong, with more destinations such as South Korea, the Philippines, and Laos being added progressively.
You can make a payment to an Alipay+ QR code by launching the HLB Connect App, tapping the QR Pay icon, and scanning the merchant's Alipay+ QR code in participating destinations.
Your payment will be made in the destination's local currency. Your MYR balance will be converted using the applicable prevailing exchange rate.
No. Payments to Alipay+ will not be deducted from your foreign currency balance. Similar to other DuitNow Cross-Border QR payments (such as PromptPay, NETS, QRIS, and Bakong), the amount will be deducted directly from the MYR balance of your selected account.
No registration, activation, or additional app download is required. To make a payment, simply launch the HLB Connect App and tap the QR Pay icon to scan an Alipay+ QR code.
You can view the exchange rate immediately after scanning the Alipay+ QR code. While reviewing the rate, please verify that the payment amount and merchant name on your app screen match the details displayed on the merchant's terminal or screen.
You can use the HLB Connect App to make QR payments at participating Alipay+, Weixin Pay and UnionPay merchants overseas. Here’s what you need to know about each payment option.
| Alipay+ | Weixin and UnionPay | |
|---|---|---|
| Available countries | China and Hong Kong | China, Hong Kong, Macao and Thailand |
| How to pay | Scan the merchant’s QR code | Scan the merchant’s QR code or show your QR code where supported |
| Payment source | Directly from your MYR account balance | From your available foreign currency balance (e.g., CNH/HKD/THB) in your Pay&Save Account/-i* |
| Key advantage | Payment is converted from MYR using the exchange rate at the time of payment | Convert and hold foreign currency in advance* |
*Available via Multi-Currency Feature in HLB Connect App
The HLB Connect App is the recommended travel companion and payment app for travellers heading to China, Hong Kong, Macau, Thailand, Indonesia, and beyond because it delivers a comprehensive, single-app cashless payment solution across the region's most popular travel destinations. With HLB Connect, you can travel and pay with confidence, without the hassle of carrying large amounts of foreign cash or downloading and topping up multiple foreign e-wallets.