Links on HLB Connect is great for Instant Transfers between MY and SG
The moment each transfer crosses the causeway, your loved ones receive the instant love and joy it brings.
With Links on HLB Connect, you'll get
Great MYR & SGD exchange rates all day. Especially Fridays1!
Link your MY and SG accounts with Links on HLB Connect.
Don't have an HLB SG account yet? Apply for one within the HLB Connect app.
Links on HLB Connect is great for Instant Transfers between MY and SG
Use Links on HLB Connect to enjoy these perks:
Make your first Links transfer to unlock rewards.
All you have to do is use Links on HLB Connect to make an instant transfer to receive your instant RM10 Cashback. From 8 September 2026 to 15 January 2027.
Find out more >
From 1 April to 31 December 2026:
Get 6 months Complimentary Cross-Border Travel Protection Plan2 for your travels between SG & MY.
Find out more >
Every Friday (9 AM - 5 PM):
Get the special FX Friday rates1 for the week on your transfers between HLB SG and HLB MY accounts with Links on HLB Connect.
Start transferring now.
From 7 August 2026 to 15 January 2027:
Refer a friend and get rewarded. Share the convenience of Links on HLB Connect and earn rewards for every successful referral.
Find out more >
Ready for instant, zero-fees* transfers between MYR and SGD
FAQs
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Open to Malaysian Citizens
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Minimum age: 18 years old and above
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Have access to HLB Connect Malaysia
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Must be a primary account holder of HLB or HLB Islamic Malaysia of the following: Current Account(s) exclude Foreign Currency Account (FCA), Savings Account(s) exclude 3-in-1 Junior Account and Junior Savings Account, and Daily Investment Account(s)
Log into your HLB Connect App > Overview > Links
Click “HLB Singapore”
Select ‘Link account now’ or ‘Open account now’
The Eligible Customer will get the Cashback credited into their individual CASA/CASA-i account maintained with the Bank. If the Eligible Customer has more than one individual CASA/CASA-i account with the Bank, the Cashback will be credited to the individual CASA/CASA-i account with the highest balance amount as at the Cashback Fulfilment Date specified in the Terms & Conditions. For more details, visit here.
No there are no hidden fees for your transfers between your HLB MY and HLB SG accounts. The transaction limit is shared across all overseas transfer limits, which is RM200,000 maximum per day. You may adjust the limit via HLB Connect.
Don't have an HLB Account/-i yet?
*Zero fees are only applicable for transfers between your HLB Malaysia accounts and HLB Singapore accounts with Links on HLB Connect.
1 Special FX Friday rates refers exclusively to the exchange rates for Links transfers between your HLB MY and HL Bank SG accounts based on HLB's internal margin schedule and are more favorable compared to other days of the week. Subject to market fluctuations.
2 Complimentary 6-month Cross-Border Travel Protection Plan is underwritten by HL Assurance Singapore.
Member of PIDM. HLB/HLB Islamic Valid Bank Accounts or Deposits/-i Accounts are protected by PIDM up to RM250,000 for each depositor (refer to Products Eligible for PIDM Protection). For avoidance of doubt, HL Bank Singapore current and savings account are not protected by PIDM. Your insured deposit(s) account will no longer be protected by PIDM if transferred to non-PIDM covered institutions or accounts.