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Features & Benefits
24-hour Worldwide Protection
The Death / TPD Benefit shall be payable upon the first occurrence of either Death or TPD of the Life Assured. TPD Benefit will be payable in accordance with the TPD provision.
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High Non-Medical Limit
In most cases, you only need to complete a simple Proposal Form. No medical examination is required for entry age up to 60 with a coverage of up to RM100,000.
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One-Time Payment
You only pay a single premium to enjoy protection for the entire duration of your policy.
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Minimum Restrictions
The Hong Leong Credit Protector has no restrictions on residence, occupation or travel, and is subject to the exclusion of the benefits. Please refer to the Product Disclosure Sheet for details.
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Premium Financing Available
With premium financing, you only need to pay a slight increase in your monthly loan repayment to enjoy full benefits.
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Additional Claims
Claims payment will be in addition to any other insurance policies that the Life Assured may be entitled.
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Full Coverage
Option of effecting full coverage up to 4 years even while the property is under construction.
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Cash Surrender Value
Applicable for surrender before policy maturity.
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Eligibility
- Minimum Entry Term: 5 years
- Maximum Entry Term: 40 years
- Minimum Entry Age: 18
- Maximum Entry Age: 65
- Minimum Sum Assured: RM10,000
- Single Premium Payable: Min RM50
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Underwritten by Hong Leong Assurance Berhad.
Disclaimer
The information provided on this page is not a contract of insurance. The descriptions of cover are a brief summary for quick and easy reference. The precise terms and conditions that apply are in the policy document.
This plan is underwritten by Hong Leong Assurance Berhad, and distributed by Hong Leong Bank Berhad. Hong Leong Assurance Berhad is a member of PIDM.The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure, contact Hong Leong Assurance (http://www.hla.com.my/)or PIDM (visit www.pidm.gov.my). The Bank accepts no responsibility or liability for the plan or the products and services offered by Hong Leong Assurance Berhad.