Features & Benefits
Allocate 100% of your Premiums Into Investment to Optimize Your Returns
Have the peace of mind knowing that every Ringgit from your Basic Plan Premium is being invested into investment-linked funds of your choice to grow your wealth, subject to fund performance and fee/charges¹.
More details
Less details
Have the peace of mind knowing that every Ringgit from your Basic Plan Premium is being invested into investment-linked funds of your choice to grow your wealth, subject to fund performance and fee/charges¹.
More details
Less details
Hassle Free Enrolment with No Health Questions Asked
Secure lifelong protection with no medical examinations or health questions asked based on your desired level of protection, up to RM 3.3 million of death coverage, subject to terms and conditions.
More details
Less details
Secure lifelong protection with no medical examinations or health questions asked based on your desired level of protection, up to RM 3.3 million of death coverage, subject to terms and conditions.
More details
Less details
Earn Potential Investment Gains with a Lengthy Investment Horizon
Watch your wealth grow over time, subject to fund performance, whilst leveraging on the effects of investment returns and improved resilience to weather market fluctuations.
More details
Less details
Watch your wealth grow over time, subject to fund performance, whilst leveraging on the effects of investment returns and improved resilience to weather market fluctuations.
More details
Less details
Secure Your Loved Ones’ Future with Lasting Legacy
Provide your family immediate financial support during difficult times with a lump sum death benefit² of at least 110% of your premium outlay (excluding any optional top up premiums) minus any withdrawals.
More details
Less details
Provide your family immediate financial support during difficult times with a lump sum death benefit² of at least 110% of your premium outlay (excluding any optional top up premiums) minus any withdrawals.
More details
Less details
Eligibility
- Minimum Entry Age: 30 days old
- Maximum Entry Age: 70 years old
More details
Less details
- Minimum Entry Age: 30 days old
- Maximum Entry Age: 70 years old
More details
Less details
Go Easy On Your Wallet
Premium commitment for just 3 years, subject to sustainability of the policy, to enjoy coverage up to age 100.
More details
Less details
Premium commitment for just 3 years, subject to sustainability of the policy, to enjoy coverage up to age 100.
More details
Less details
Tailor Made For You with Various Packages to Suit Your Financial Needs
Choose from up to 6 packages and invest into a wide range of professionally-managed ILP funds to suit your ever-changing risk appetite.
More details
Less details
Choose from up to 6 packages and invest into a wide range of professionally-managed ILP funds to suit your ever-changing risk appetite.
More details
Less details
| Plan | Annual Premium (RM) | Basic Sum Assured (RM) |
|
|---|---|---|---|
Entry Age 0 - 55 |
Entry Age 56 - 70 |
||
Standard |
30,000 |
117,000 |
99,000 |
Deluxe |
50,000 |
195,000 |
165,000 |
Premier |
100,000 |
390,000 |
330,000 |
Superior |
150,000 |
585,000 |
495,000 |
Excellence |
200,000 |
780,000 |
660,000 |
Signature |
250,000 |
975,000 |
825,000 |
Platinum |
300,000 |
1,170,000 |
990,000 |
Prestige |
350,000 |
1,365,000 |
1,155,000 |
Prime |
400,000 |
1,560,000 |
1,320,000 |
Grand |
450,000 |
1,755,000 |
1,485,000 |
Elite |
500,000 |
1,950,000 |
1,650,000 |
Supreme |
600,000 |
- |
1,980,000 |
Royal |
700,000 |
- |
2,310,000 |
Majestic |
800,000 |
- |
2,640,000 |
Imperial |
900,000 |
- |
2,970,000 |
Ultimate |
1,000,000 |
- |
3,300,000 |
Ease of Wealth Distribution Upon Your Demise
Take control of your legacy by ensuring that your assets are transferred smoothly to your chosen beneficiaries with our easy nomination process.
More details
Less details
Take control of your legacy by ensuring that your assets are transferred smoothly to your chosen beneficiaries with our easy nomination process.
More details
Less details
Footnote
- Supplementary fee and insurance charge will be deducted monthly from the Account Value
- For the first two (2) policy years, the death benefit payable for death due to non-accidental causes shall be the higher of the total premium paid for this basic policy less any applicable tax on premium, any withdrawal and any benefit paid, or the Account Value at next valuation date. The death benefit payable for death due to non-accidental causes from 3rd policy year onwards and the death benefit payable for death due to accidental causes for all policy years shall be the higher of the Basic Sum Assured³ or Account Value at next valuation date.
- Basic Sum Assured is based on entry age.
| Entry Age | Basic Sum Assured |
|---|---|
0-55 |
130% of Total Premium Payable (excluding any optional top up premiums) minus any withdrawals |
56-70 |
110% of Total Premium Payable (excluding any optional top up premiums) minus any withdrawals |
This product is underwritten by Hong Leong Assurance Berhad, an insurer licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia.
This plan may qualify you for personal tax relief, subject to the final decision of the Inland Revenue Board.
Disclaimer
The information provided on this page is not a contract of insurance. The descriptions of cover are a brief summary for quick and easy reference. The precise terms and conditions that apply are in the policy document.
PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS CERTIFICATE/POLICY/PRODUCT IS SUBJECT TO LIMITATIONS. Please refer to PIDM’s TIPS Brochure or contact [Hong Leong Assurance Berhad] or PIDM (visit www.pidm.gov.my).
