Features & Benefits
Protection
Get protection up to RM50,000 (Emerald Plan), and up to RM70,000 (Diamond Plan)
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Full Payment
Receive full payment upon diagnosis of cancer, heart attack, stroke , coronary heart disease, or kidney failure, provided that the Insured Person survives for at least 14 days after diagnosis
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Eligibility
- Malaysians, Permanent Residents, Work Permit/Employment Pass Holders, or otherwise legally employed in Malaysia
- their Dependents aged between 18 and 59years at the date of the first enrolment are eligible to apply.
- Cover may be granted beyond age 59 provided you are enrolled in the Plan before that, and have remained continuously covered thereafter, up to the maximum age of 64.
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This Plans Cover:
| 5 MAJOR CRITICAL ILLNESS |
EMERALD (RM) |
DIAMOND (RM) |
|---|---|---|
| 1. Cancer 2. Heart Attack 3. Stroke 4. Coronary Heart Disease 5. Kidney Failure |
50,000 50,000 50,000 50,000 50,000 |
70,000 70,000 70,000 70,000 70,000 |
The total premium that you have to pay may vary depending on your age limit and gender:
| ANNUAL PREMIUM TABLE (RM) – WOMEN (Inclusive of Stamp Duty RM10) |
||
|---|---|---|
| AGE |
EMERALD RM50,000 Non Smoker |
DIAMOND RM70,000 Non Smoker |
| 18 - 24 |
44 |
53 |
| 25 - 29 |
60 |
69 |
| 30 - 34 |
81 |
110 |
| 35 - 39 |
129 |
176 |
| ANNUAL PREMIUM TABLE (RM) – MEN (Inclusive of Stamp Duty RM10) |
||
| AGE |
EMERALD RM50,000 Non Smoker |
DIAMOND RM70,000 Non Smoker |
| 18 - 24 |
50 |
56 |
| 25 - 29 |
56 |
63 |
| 30 - 34 |
70 |
89 |
| 35 - 39 |
98 |
132 |
*Subject to Government Tax, if applicable
Notes:
- Annual Premium inclusive of stamp duty of RM10.
- The Premium charged is based on the age of the applicant’s from the year of birth. It will change upon entering a higher age group.
- Please refer to Full Premium Table for more information.
Disclaimer
The information provided on this page is not a contract of insurance. The descriptions of cover are a brief summary for quick and easy reference. The precise terms and conditions that apply are in the policy document.
This plan is underwritten by MSIG Insurance (Malaysia) Berhad, and distributed by Hong Leong Bank Berhad. The Bank accepts no responsibility or liability for the plan or the products and services offered by MSIG Insurance (Malaysia) Berhad
