Auto Callable Equity Linked Investment (ACEL)

HongLeong Bank Logo
  • Islamic
  • Global Markets
  • Assurance
HongLeong Bank Logo
  • singapore
  • hong kong
  • vietnam
  • cambodia
  • ENG
  • BM
  • 中文
  • Personal / Sole Proprietor
  • Business
    • HLB ConnectFirst
    • HL Connect Biz
Islamic Global Markets Assurance
  • Our Story
  • News & Updates
  • Investor Relations
  • Sustainability
  • Awards
  • Management & BODs
  • Career
  • CSR
  • HLB Wallet
  • Debit Cards
  • Credit Cards
  • Loans
  • Bank Account
  • Insurance
  • Investment
  • Remittance
  • Multi-Currency Account
  • HLB Connect
  • Safe Deposit Box
  • Digital Solutions
  • Fixed Deposit
  • Credit Card
  • Personal Loan
  • Current / Savings Account
  • Complete Saved Application
  • Upload Documents
  • Track My Application
  • e-Invoice
PROMOTIONS
TRACK MY APPLICATION
/content/dam/hlb/my/images/revamp-images/default-search-image.PNG
Islamic Global Markets Assurance
singapore hong kong vietnam cambodia
ENG BM 中文
Suggested Searches:
Quick Link:
HLB Wallet Open Bank Account Credit Card Application Personal Loan Application
ABOUT US
Our Story News & Updates Investor Relations Sustainability Awards Management & BODs Career CSR
DISCOVER OUR PRODUCTS
HLB Wallet Debit Cards Credit Cards Loans Bank Account Insurance Investment Remittance Multi-Currency Account HLB Connect Safe Deposit Box Digital Solutions Fixed Deposit
APPLY ONLINE
Credit Card Personal Loan Current / Savings Account Complete Saved Application Upload Documents Track My Application e-Invoice
PROMOTIONS
TRACK MY APPLICATION

No Result

Filter by Banking Category:
All Islamic Global Markets
Filter by Type:
All Products Documents Tools Promotions News Help & Support Others

We have found 0 items that match what you searched for.

Popular Searches

Login to HLB Connect
Forgot HLB Connect Username / Password
Credit Cards
Personal Loan
Deposits
Promotions
Help & Support
Branch Locator
Contact Us
SHOW MORE

SHOW MORE
  • Structured Product >
  • Auto Callable Equity Linked Investment
ACEL

Earn income-like returns with the opportunity to invest in reputable companies at a discount to their current prices via ACEL

Apply Now

 

Earn income-like returns with the opportunity to invest in reputable companies at a discount to their current prices via ACEL

  • I want to learn more
  • I know what I want

What is ACEL?

ACEL (Auto Callable Equity Linked Structured Investment) is an equity based investment that

pays an enhanced yield as compared to traditional deposits. The tenure can be as short as 1 month to

as long as 1 year. Depending on the price movement of the stock, investors may face the risk of having

to own the underlying upon maturity of the product.

 

However, the stock is purchased at a price which is lower than the initial market price, which is

the intention of certain investors. After all, it doesn’t harm to own a good quality stock in

your portfolio - you earn an enhanced yield while buying it cheaper. 

 

 

What are the benefits of investing in ACEL?

Fixed%20Periodic%20Interest%20Payout

 

Fixed Periodic Interest Payout

You can get regular

interest payments during the

investment period.

Stock%20Ownership

 

Stock Ownership

You can own a high quality

name at a cheaper price

while earning attractive yields.

Shorter%20Investment%20Horizon

 

Shorter Investment Horizon

You can decide on your

preferred investment period,

ranging from 1 to 12 months.

 

 

How ACEL Works

Principal%20Amount

Principal Amount

MYR 50,000.00

Initial%20Price

Initial Price

USD 10

C+XgLtvheD8qdIZAAAAABJRU5ErkJggg==

Company

ABC

Barrier%20Price

Barrier Price

USD 11

Investment%20Period

Investment Period

6 Months

Strike%20Price

Strike Price

USD 8

Interest%20Rate

Interest Rate

10.00% p.a.

Final%20FX%20Rate

Final FX Rate

4.25 (USD/MYR)

table1 v2
table2

 

 

Ready to invest?

Register your interest and our dedicated team will be in touch.

Contact Us
Visit our nearest HLB branch and talk to our representative.

Visit Us

 

 

 

Frequently Asked Questions

The minimum investment amount to invest in ACEL is RM50,000.

For a full list of risks of investing in ACEL, it is recommended to consult a licensed financial or professional advisor and refer to the documents in relation to the ACEL as different tranches may carry different risks to reflect the underlying asset.

In general, the risk in ACEL investment include the following to a certain degree:

  • Price risk: In the event that the price of the underlying share falls below the Strike Price, you may be paying a higher cost for the shares at maturity.

In the most simplified terms, the possible outcomes is summarised below:

  • Outcome 1: Investment is held until maturity and final price is above strike price, receive both principal and interest in cash upon maturity;
  • Outcome 2: Investment is knocked out before maturity, receive both principal and interest in cash;
  • Outcome 3: Investment is held until maturity and final price is below strike price, receive principal in shares and interest in cash upon maturity.

All expenses relating to the delivery of the Underlying Financial Instrument, including but not limited to stock exchange levy, stamp duty, stock deposit, fee, custody fee and settlement fees imposed by the relevant brokerage house or custodian of the Underlying Financial Instrument, are payable by the customer.

Early Withdrawal Costs may be incurred if you withdraw before the maturity date. In such cases, you may not receive your full initial investment amount as the costs may be higher than your returns.

 

 

Disclaimer

Warning:

The returns on structured product investment will be affected by the performance of the underlying asset/reference, and the recovery of your principal may be jeopardised if you make an early redemption. This structured product investment is not protected by Perbadanan Insurans Deposit Malaysia (PIDM).

 

Money withdrawn from your insured deposit(s) is no longer protected by PIDM if transferred to a non-deposit amount, e.g. Unit Trust, Bond, Dual Currency Investment (DCI), Negotiable Instrument of Deposit (NID) and Floating Rate Negotiable Instrument of Deposit (FRNID), Structured Investment, ASNB, Investment Account-i etc.

 

This advertisement has not been reviewed by the Securities Commission Malaysia (SC).

 

Would you like to explore our other products?

View Our Products

 

 

 

Learn, invest and grow with

Fresh Take - your one-stop hub for investment knowledge.

How to be future ready: Invest sustainably.

ESG Series, Part 2. Growth trajectory and unlimited potential of investing into ESG.

Read More

Timing the Market vs Time in the Market

The benefits of staying calm and giving the market time.

Read More

What's happening to my Ringgit?

Understand FOREX and how it impacts the value of your dollar.

Read More

Regular Savings Plan

A simple habit goes a long way.

Read More

Building your wealth with ESG.

ESG Series, Part 1. Discover how big businesses and individuals can fix the planet with ESG investments.

Read More

What is inflation?

Uncover the factors driving inflation and how it impacts your investments.

Read More

Learn More

 

 

 

Here is some information to help you get started.

Choice of Approved Underlying Stock Names

Tap on our in-house quantitative screen methodology for a list of approved underlying stock names for ACEL that covers various sectors and regions.

Contact your Relationship Manager to find out more about ACEL.

 

 

Disclaimer: Past performance of the fund is not indicative of future performance. The term N/A refers to funds that have not yet reached their designated time periods.

 

 

Consider the key requirements below if you are investing as.

  • an Individual or Joint with Spouse
  • a Corporate

My personal or joint net assets with my spouse,      excluding primary residence, exceeds RM3 million or its foreign currency equivalent; OR

 

My spouse and I have a joint gross annual income exceeding RM400,000 or its foreign currency equivalent; in the last twelve months; OR

 

 

My gross annual income exceeding RM300,000 or its foreign currency equivalent; in the last twelve months; OR

 

 

I or my spouse and I, have a personal or joint investment portfolio exceeding exceeding RM1 million or its foreign currency equivalent; in capital market products; 

A trust company registered under the Trust Companies Act 1949 and manages asset exceeding RM10 million or its foreign currency equivalent; OR

 

A corporation with total net assets exceeding RM10 million or its foreign currency equivalent based on the last audited accounts; OR

 

A corporation engaged in fund management for its related companies and managing assets exceeding RM10 million or its foreign currency equivalent, falls under regulation; OR

 

A pension fund approved by the Director General of Inland Revenue under the income Tax Act 1967; OR

 

 

A public listed corporation under the Companies Act 2016, approved by the Securities Commission Malaysia, to act as a trustee under the CMSA and managing assets exceeding RM10 million or its foreign currency equivalent; OR

 

A partnership with total net assets exceeding RM10 million or its foreign currency equivalent; OR

 

 

A statutory body established under any laws, unless specified otherwise by the Securities Commission Malaysia.

 

 

 

Ready to invest?

Register your interest and our dedicated team will be in touch.

Contact Us
Visit our nearest HLB branch and talk to our representative.

Visit Us

 

 

 

Frequently Asked Questions

The minimum investment amount to invest in ACEL is RM50,000.

For a full list of risks of investing in ACEL, it is recommended to consult a licensed financial or professional advisor and refer to the documents in relation to the ACEL as different tranches may carry different risks to reflect the underlying asset.

In general, the risk in ACEL investment include the following to a certain degree:

  • Price risk: In the event that the price of the underlying share falls below the Strike Price, you may be paying a higher cost for the shares at maturity.

In the most simplified terms, the possible outcomes is summarised below:

  • Outcome 1: Investment is held until maturity and final price is above strike price, receive both principal and interest in cash upon maturity;
  • Outcome 2: Investment is knocked out before maturity, receive both principal and interest in cash;
  • Outcome 3: Investment is held until maturity and final price is below strike price, receive principal in shares and interest in cash upon maturity.

All expenses relating to the delivery of the Underlying Financial Instrument, including but not limited to stock exchange levy, stamp duty, stock deposit, fee, custody fee and settlement fees imposed by the relevant brokerage house or custodian of the Underlying Financial Instrument, are payable by the customer.

Early Withdrawal Costs may be incurred if you withdraw before the maturity date. In such cases, you may not receive your full initial investment amount as the costs may be higher than your returns.

 

 

Disclaimer

Warning:

The returns on structured product investment will be affected by the performance of the underlying asset/reference, and the recovery of your principal may be jeopardised if you make an early redemption. This structured product investment is not protected by Perbadanan Insurans Deposit Malaysia (PIDM).

 

Money withdrawn from your insured deposit(s) is no longer protected by PIDM if transferred to a non-deposit amount, e.g. Unit Trust, Bond, Dual Currency Investment (DCI), Negotiable Instrument of Deposit (NID) and Floating Rate Negotiable Instrument of Deposit (FRNID), Structured Investment, ASNB, Investment Account-i etc.

 

This advertisement has not been reviewed by the Securities Commission Malaysia (SC).

I'm Interested

External Link Disclaimer

You are leaving Hong Leong Bank's website as such our Privacy Notice shall cease. We wish to remind you on our terms on the use of links, Disclaimer and Reservation of Intellectual Property Rights.

Continue