Home Loan, Home Loan Calculator | Hong Leong Bank

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Home Loan in Malaysia

Hassle-free Housing Loan for that New Home

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Features & Benefits

  • Features & Benefits
  • Home Loan Calculator
  • Monthly Instalment Calculator
  • Eligibility
  • Application Form
  • Product Disclosure Sheet
  • Fees & Charges

A competitive home loan package with flexibility to make extra payment and daily interest calculation that will help you save in interest.

Competitive Loan Package

  • Daily interest calculation for interest saving.
  • A term loan facility to suit your financial needs.

 

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Extra Margin for MDTA Financing

  • Mortgage Decreasing Term Assurance is a term life insurance that covers death and total permanent disability.
  • Provide additional financial protection for you and your family with slight increase on your monthly instalments.

 

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Hassle-Free Application

Leave your details and our friendly mortgage consultant will visit you at your home or office to assist you.

 

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Flexible Instalment

Flexibility to make extra payments in any amount at any time.

Hassle free payment with:-

  • Standing Instructions from your Hong Leong Bank / Hong Leong Islamic Bank savings/current account.
  • MEPS IBG/Internet Banking (e.g. www.hongleongconnect.my)

 

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Alternative payment methods are:

  • ATM transfer to your loan account
  • Bank in to your loan account via Cash Deposit Machine
  • Cheque deposit at the Cheque Deposit Machine*
  • Make your payment at the nearest branch*

* Important: From 2 Jan 2015, RM0.50 processing fee will be charged per cheque issued

 

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Let us help you calculate an estimation of your eligible financing amount & monthly instalment.
Gross Monthly Income
RM
Eg. 50000
Net Monthly Income
RM
Info: Total Gross Monthly Income - Total Statutory deduction (ie. SOCSO, PCB, EPF)

Existing Monthly Commitments

1. Car Loan
RM
2. Housing/Shop Loan1
RM
3. Personal Loan
RM
4. Credit Card2
RM
5. Other
RM
=
Total Monthly Commitments
RM

Property Details

Type of Property
Property Purchase Price
RM

Desired Rate and Tenure

Loan Amount3
RM
Effective Lending Rate
%
Tenure4
Years
Monthly Instalment Amount
RM

Estimated Eligible Housing Loan after deducting the Total Monthly Commitments5

Maximum Eligible Financing Amount
RM

Monthly Instalment Amount
RM

Disclaimer Disclaimer

The information shown is indicative and for illustration only. HLB does not guarantee the accuracy of the calculation and accepts no liability for any inaccuracies or omissions. The above does not constitute an offer of credit nor does it guarantee that the credit facility applied for will be approved. All applications for financing are subject to credit evaluation and approval and HLB reserves the right to approve or reject such applications without assigning any reason therefore.

Notes to the above Notes to the above

    1. If joint housing loan, commitment based on 50% of instalment.
    2. Based on 5% of Credit Card utilized amount.
    3. Based on loan of up to 90% (Residential) / 85% (Non-Residential) of property value.
    4. The maximum loan tenure is 35 years or up to 70 years of age, whichever is earlier.
    5. The loan eligibility is only an estimate based on the Total Monthly Commitment amount filled up in this calculator. The actual amount may differ from what is shown in this calculator and from customer to customer.

Let us help you calculate an estimation of your eligible financing amount & monthly instalment.
Loan Amount
RM
Effective Lending Rate
%
Tenure
Years
=
Monthly Instalments
RM

Disclaimer Disclaimer

The information shown is indicative and for illustration only. HLB does not guarantee the accuracy of the calculation and accepts no liability for any inaccuracies or omissions. The above does not constitute an offer of credit nor does it guarantee that the credit facility applied for will be approved. All applications for financing are subject to credit evaluation and approval and HLB reserves the right to approve or reject such applications without assigning any reason therefore.

  • Residential properties only
  • Individual customers
Acceptable Income Document
  • Individual Applicant:
Employed Self-Employed

Acceptable Income Documents:

  • Latest 3 month salary slips
  • Latest Borang BE (Supported by tax payment receipt)
  • Latest EPF Statement
  • Latest 3 month bank statement / saving passbook
  • Letter of employment

Acceptable Income Documents:

  • Latest 6 months bank statements or saving passbook
  • Latest Borang B (supported with tax payment receipt)
  • Latest 6 months commission statements

Self Employed- Sole Proprietorship/ Partnership

Self Employed- Company Director

Acceptable Income Documents

  • Valid Business Registration: Borang A/B
  • Valid Business Renewal License: Borang D/E
  • Latest Borang B + Proof of Tax Payment
  • Latest 6 months business bank statement

Acceptable Income Documents

  • Form 9/ Form 13 (if change of company name)
  • Business Registration Form: Form 24 & Form 49
  • Latest Borang B+ Proof of tax payment
  • Latest 6 months business bank statement

Note:

  1. Other form of income substantiation may be acceptable on case to case basis e.g. Tenancy Agreement or Rental Income Receipts.
  2. The above documents have to be independently verifiable

English & Bahasa Malaysia

Application Form

English

Individual Mortgage Product Disclosure Sheet

Business Mortgage Product Disclosure Sheet

Bahasa Malaysia

Individual Mortgage Product Disclosure Sheet

Business Mortgage Product Disclosure Sheet

Click here for the list of fees and charges, or visit any of our branches for further information.

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