HLB Infinite Credit Cards Revisions effective 01 January 202

Dear Valued Customers,

Effective 01 January 2023, please be informed that there will be revisions to the features of the following HLB Infinite Credit Card Products:

• HLB Infinite Credit Card
• HLB Infinite Doctor’s Edition Credit Card
• HLB Infinite P Credit Card

A) Revision of Enrich Miles Earn Rate for Retail Transactions

B) Removal of Annual Spend Requirement for Complimentary Visits to Airport Lounges

Frequently Asked Questions (FAQ)

Q1: Are there any changes in the annual fees for HLB Infinite Credit Cards?
No, HLB Infinite Credit Cards will remain free for life for cardholders.

Q2: Will cardholders be entitled to the four (4) complimentary visits to airport lounges annually even though they only spent RM60,000 with their HLB Infinite Credit Cards in the preceding year?
Yes, all cardholders will be entitled to the four (4) complimentary visits annually regardless of the amount spent with their HLB Infinite Credit Cards.

Q3: Will cardholders continue to earn Enrich Miles at the current earn rate for local & overseas transactions?
All retail transactions made with HLB Infinite Credit Cards and are posted to the cardholders’ credit card account before 01 January 2023 will continue to earn Enrich Miles at the current earn rate.

All retail transactions made with HLB Infinite Credit Cards and are posted to the cardholders’ credit card account from 01 January 2023 onwards will earn Enrich Miles at the revised earn rate.