STEP 1
Apply for a new HLB
Principal Credit Card
on HLB’s Website or
HLB Connect.
Cards | 29 October 2026-28 November 2026
Whether you’re looking for extra Cashback, more Rewards, or earn Travel Miles faster, there’s an HLB Credit Card designed to give you more.
Apply today and with just 3 mobile wallet payments, you stand a chance to win a prize of your choice, either RM2,000 Cashback, Sony Wireless Noise Cancelling Headphones or Watsons E-voucher In-store. Plus, enjoy a first-year annual fee waiver on selected cards.
Sony Wireless NoiseCancelling Headphones(WH-1000XM6)RM2,000CASHBACK*
RM2,000E-voucher In-store
Image shown is for illustration purpose only
How it works:
Principal Credit Card
STEP 2
Make 3 Mobile
Wallet payments
- Use your mobile wallet (Apple Pay/Google Pay/Samsung Pay) with your new credit card.
- No min. spend and within 60 days from the card approval date.
Your Welcome Reward
Didn’t manage to grab the main prizes? You can still enjoy up to RM188 cashback and first-year annual fee waiver on selected cards.
Available on a first-come, first-served basis.
How it works:
STEP 1
Apply for a new HLB
Principal Credit Card
Through any HLB channels
STEP 2
Make 3 Mobile
Wallet payments
- Use your mobile wallet (Apple Pay/Google Pay/Samsung Pay) with your new credit card.
- No min. spend and within 60 days from the card approval date.
In collaboration with
Looking for a Credit Card that suits your lifestyle?
Min. annual income of RM36,000
Reward Points
Sutera Platinum Credit Card
Welcome Gift: Grab your chance to win RM2,000 Cashback or a prize of your choice
- Up to 8x HLB Reward Points for online, dining, groceries, pharmacies and overseas spend
- Redeem Enrich Points, TNG credits, eVouchers, gadgets, home appliances & many more
- Annual fee waived for the first year with at least 1 swipe within 60 days from the card issuance date
*From 18 August to 31 December 2026, all Sutera Platinum Credit Cards will be issued with the Spider-Man: Brand New Day version, while stock lasts.
Min. annual income of RM24,000
Cashback
WISE Credit Card
Welcome Gift: Grab your chance to win RM2,000 Cashback or a prize of your choice
- Earn more than RM780 Cashback annually
- Up to 15% Cashback for dining, groceries, pharmacies, petrol, online spend and eWallet reload
- Unlimited Cashback for overseas, insurance and more
- Annual fee waived for the first year with at least 1 swipe within 60 days from the card issuance date
Min. annual income of RM24,000
Cashback
Essential Credit Card
Welcome Gift: Grab your chance to win RM2,000 Cashback or a prize of your choice
- Earn Unlimited Cashback
- Up to 1% Cashback on Travel and Retail Shopping spend
- 0.5% Cashback on insurance transactions
- Annual fee waived for the first year with at least 1 swipe within 60 days from the card issuance date
Min. annual income of RM100,000
Travel - Unlimited Enrich Points
Infinite Credit Card
Welcome Gift: Grab your chance to win RM2,000 Cashback or a prize of your choice
- Annual fee waived for life
- Earn Unlimited Enrich Points with no capping
- Convert your daily spend to Enrich Points as low as RM2.20 to get 1 Enrich Point
- 4x complimentary Plaza Premium Lounge access in both Malaysia and Singapore Airports
- Up to RM2 million complimentary travel insurance coverage
Min. annual income of RM60,000
Reward Points
GSC Platinum Credit Card
Welcome Gift: Grab your chance to win RM2,000 Cashback or a prize of your choice
- 10 complimentary GSC movie tickets
- Unlimited RM6 off for every movie ticket purchased via GSC’s Website/App
- 30% off on food & drinks purchased via GSC's Website/App
- 10% off on food & drinks purchased via GSC counter
- Up to 3x GSC Reward Points for GSC, online, retail and overseas spend
- Annual fee waived for the first year with at least 1 swipe within 60 days from the card issuance date
Min. annual income of RM24,000
Reward Points
GSC Gold Credit Card
Welcome Gift: Grab your chance to win RM2,000 Cashback or a prize of your choice
- 5 complimentary GSC movie tickets
- Unlimited RM6 off for every movie ticket purchased via GSC’s Website/App
- 30% off on food & drinks purchased via GSC’s Website/App
- 10% off on food & drinks purchased via GSC counter
- Up to 3x GSC Reward Points for GSC, online, retail and overseas spend
- Annual fee waived for the first year with at least 1 swipe within 60 days from the card issuance date
By Invitation only
Travel - Unlimited Enrich Points
Infinite P Credit Card
Welcome Gift: Grab your chance to win RM2,000 Cashback or a prize of your choice
- Annual fee waived for life
- Earn Unlimited Enrich Points with no capping
- Convert your daily spend to Enrich Points as low as RM2.20 to get 1 Enrich Point
- 4x complimentary worldwide lounges with Priority Pass
- Up to RM2 million complimentary travel insurance coverage
Min. annual income of RM48,000
Travel - Unlimited Enrich Points
Infinite Doctor’s Edition Credit Card
Welcome Gift: Grab your chance to win RM2,000 Cashback or a prize of your choice
- Exclusively for Doctors and Dentists
- Annual fee waived for life
- Earn Unlimited Enrich Points with no capping
- Convert your daily spend to Enrich Points as low as RM2.20 to get 1 Enrich Point
- 4x complimentary Plaza Premium Lounge access in both Malaysia and Singapore Airports
- Up to RM2 million complimentary travel insurance coverage