This credit card gives you up to 1% cashback on insurance & other retail transactions.
Up To 1% Cashback
0.4% cashback on insurance transactions
Other retail transactions*
0.4% cashback on first RM7,000 spend (tier 1)
1% cashback on subsequent spend (tier 2)
Total monthly cashback capped at RM300
*Retail Transactions (both local and international) EXCLUDE all Government/JomPAY/FPX bill payment related transactions, QR Pay transactions via HLB Connect App, Cash Advances, Quasi Cash (betting and gaming related transactions), Quick Cash, Flexi Payment Plan, Auto Balance Conversion (ABC), Balance Transfers and any fees and charges.
Annual Fee Waiver For Life
A minimum of 12 retail transactions p.a. or RM8,000 retail spend p.a. entitles you to an automatic annual fee waiver.
Aged 21 to 65 years old (Principal) | 18 years old (Supplementary)
Minimum annual income of RM24k
OR a minimum fixed deposit pledged of RM2,000
Click herefor the list of fees and charges, or visit any of our branches for further information.