Fees and Charges - Credit Cards

Credit Card Service Tax (per card)

25.00

Cash advance fee

5% of the amount advanced or a minimum of RM20 whichever is higher

i)  Essential only

2% of the amount advanced or a minimum of RM5 whichever is higher

ii) Platinum Business only

3% of the amount advanced or a minimum of RM20 whichever is higher

Card replacement fee (not applicable to I'm credit card)

50.00

Category maintenance (for WISE card only) (per category)

10.00

Joining fee (per card) (for I'm credit card only)

20.00

Late payment charge

 RM10 or 1% of the total outstanding balance as at statement date whichever is higher, subject to a maximum of RM100 

Paper Statement Fee (per statement)

Additional paper statement request (per statement)

5.00

Sales draft retrieval (per copy) (not applicable to I'm Credit Card)

20.00

Annual processing fee (for The Store and Pacific cards only)
No annual processing fee will be charged by The Store Card Sdn. Bhd. for the first year. For subsequent years, the annual processing fee will be charged in accordance with the following membership status:
The Store/Pacific Gold (per year)
The Store/Pacific Platinum (per year)

20.00

 40.00 

Re-direction for Hong Leong Rewards Programme andre-delivery fee, a nominal fee will be charged for every product delivery after the first unsuccessful delivery attempt under the Hong Leong Rewards Programme:
i)   Re-direction fee to different address (per request)
ii)  Re-delivery fee to same address (per request)
iii) Alternatively, Cardholders have the option of using 2,500
    Reward Points (PC:9000) to off-set the re-direction or re-delivery fee respectively

 

10.00
 10.00 

Cheque facility related fees (for Platinum Business card only)
i) Cheque book application/issuance (per leaf)
ii) Cheque procesing fee (effective 1 January 2015)
   (per cheque issued)
iii) Destruction of uncollected cheque books for more than 28
    days (per cheque book)
iv) Returned cheque
    Due to insufficient fund (per cheque)
    Due to technical reasons (e.g. alterations) (per cheque)
v) Stop payment
    Upon request (per cheque)
    Due to- loss of cheque book (per instruction)
    Upon presentation of stop cheque:-
    • If sufficient fund (per cheque)
    • If insufficient fund (per cheque)

 
0.15
0.50

30.00


150.00
10.00
10.00

10.00
10.00

150.00 

Touch n' Go ZING card - the companion card that is linked to Hong Leong Credit Card. It auto-reloads RM100 every time the balance reaches below RM50
i)   Issuance fee (per card)
ii)  Card replacement fee (per card)
iii) Touch n' Go auto-reload (per auto-reload)

 

10.00
10.00
2.00 

Balance transfer
ii)  Handling fee
iii) Early settlement penalty charge

 
N/A
70.00 

Call for Cash Plus
ii)  Handling fee
iii) Early settlement penalty charge

 
12.00
 25.00 

Call for Cash one-time interest fee (For selected card types only)
i)     6 months
ii)  12 months
iii) 24 months
iv) 36 months

2.99%
4.99%
7.99%
10.99%

Overseas transaction
i)  Transactions in Foreign Currency




ii) Transactions in Ringgit Malaysia (RM)

The transaction in foreign currency shall be converted at the foreign exchange rate and spread, if any, as determined by Visa International, MasterCard International, plus up to 1% mark-up imposed by the Bank. 1% mark-up imposed by the Bank is not applicable to I’m Credit Card.

Any administration fees charged by Visa International or MasterCard International.