Cards | 15 November 2025-28 November 2025
Whether you prefer Cashback, Rewards or Travel Miles, there is always an HLB Credit Card that suits you.
Apply now and stand a chance to win a Samsung Galaxy Z Flip7.
All new Principal Card applicants who applied online are automatically in the running.
Your Welcome Reward
Didn’t win the Premium Reward? No worries. You’ll receive one of
these cashback rewards, available on a first come, first served basis.
Looking for a Credit Card that suits your lifestyle?
Min. annual income of RM36,000
Reward Points
Sutera Platinum Credit Card
Welcome Gift : Grab your chance to win a Samsung Galaxy Z Flip7
- Up to 8x HLB Reward Points for online, dining, groceries, pharmacies and overseas spend
- Redeem Enrich Points, TNG credits, eVouchers, gadgets, home appliances & many more
- Annual fee waived for the first year with at least 1 swipe within 60 days from the card issuance date
Min. annual income of RM24,000
Cashback
WISE Credit Card
Welcome Gift : Grab your chance to win a Samsung Galaxy Z Flip7
- Earn more than RM780 Cashback annually
- Up to 15% Cashback for dining, groceries, pharmacies, petrol, online spend and eWallet reload
- Unlimited Cashback for overseas, insurance and more
- Annual fee waived for the first year with at least 1 swipe within 60 days from the card issuance date
Min. annual income of RM24,000
Cashback
Essential Credit Card
Welcome Gift : Grab your chance to win a Samsung Galaxy Z Flip7
- Earn Unlimited Cashback
- Up to 1% Cashback on Travel and Retail Shopping spend
- 0.5% Cashback on insurance transactions
- Annual fee waived for the first year with at least 1 swipe within 60 days from the card issuance date
Min. annual income of RM100,000
Travel - Unlimited Enrich Points
Infinite Credit Card
Welcome Gift : Grab your chance to win a Samsung Galaxy Z Flip7
- Annual fee waived for life
- Earn Unlimited Enrich Points with no capping
- Convert your daily spend to Enrich Points as low as RM2.20 to get 1 Enrich Point
- 4x complimentary Plaza Premium Lounge access in both Malaysia and Singapore Airports
- Up to RM2 million complimentary travel insurance coverage
Min. annual income of RM60,000
Reward Points
GSC Platinum Credit Card
Welcome Gift : Grab your chance to win a Samsung Galaxy Z Flip7
- 10 complimentary GSC movie tickets
- Unlimited RM6 off for every movie ticket purchased via GSC’s Website/App
- 30% off on food & drinks purchased via GSC's Website/App
- 10% off on food & drinks purchased via GSC counter
- Up to 3x GSC Reward Points for GSC, online, retail and overseas spend
- Annual fee waived for the first year with at least 1 swipe within 60 days from the card issuance date
Min. annual income of RM24,000
Reward Points
GSC Gold Credit Card
Welcome Gift : Grab your chance to win a Samsung Galaxy Z Flip7
- 5 complimentary GSC movie tickets
- Unlimited RM6 off for every movie ticket purchased via GSC’s Website/App
- 30% off on food & drinks purchased via GSC’s Website/App
- 10% off on food & drinks purchased via GSC counter
- Up to 3x GSC Reward Points for GSC, online, retail and overseas spend
- Annual fee waived for the first year with at least 1 swipe within 60 days from the card issuance date
By Invitation only
Travel - Unlimited Enrich Points
Infinite P Credit Card
Welcome Gift : Grab your chance to win a Samsung Galaxy Z Flip7
- Annual fee waived for life
- Earn Unlimited Enrich Points with no capping
- Convert your daily spend to Enrich Points as low as RM2.20 to get 1 Enrich Point
- 4x complimentary worldwide lounges with Priority Pass
- Up to RM2 million complimentary travel insurance coverage
Min. annual income of RM48,000
Travel - Unlimited Enrich Points
Infinite Doctor’s Edition Credit Card
Welcome Gift : Grab your chance to win a Samsung Galaxy Z Flip7
- Exclusively for Doctors and Dentists
- Annual fee waived for life
- Earn Unlimited Enrich Points with no capping
- Convert your daily spend to Enrich Points as low as RM2.20 to get 1 Enrich Point
- 4x complimentary Plaza Premium Lounge access in both Malaysia and Singapore Airports
- Up to RM2 million complimentary travel insurance coverage