HLB Connect | Deposit | 01 December 2025-15 January 2026
| Effective Date | Tenure | Promotional Rates¹ | Minimum Placement Amount | Maximum Placement Amount |
|---|---|---|---|---|
|
26 December 2025 - 15 January 2026 |
3 months | 3.40% p.a. | RM1,000 | Subject to the prescribed max transfer limit of the relevant bank
|
| 6 months | 3.55% p.a. | |||
| 8 months | 3.70% p.a. | |||
| 12 months | 3.50% p.a. |
¹The Promotional Rate(s) may be revised should there be an Overnight Policy Rate (OPR) change or at the discretion of the Bank with prior notice.
For past promotion rates, please refer to Terms & Conditions.
How to place eFixed Deposit/eFixed Deposit-i on HLB Connect
HLB Connect Online
From the Apply menu, under Fixed Deposit, select New Placement
Select your funding bank
Enter placement details
You will be redirected to your funding bank's internet banking login page
Log in and transfer placement funds via FPX
Log in to your Connect App, tap on Menu, Fixed Deposit,
and select New Placement
Enter your new placement details, principal amount and tap on Next
Check your details and tap on Place Now
If you have selected other bank as your funding bank, you will be redirected to your funding bank's page to complete your eFixed Deposit placement
You can now open a Joint eFD/-i account on HLB Connect Online, provided you have an existing Joint Current or Savings Account/-i (Joint CASA/CASA-i) in the same two names with an ‘either one-to-sign‘ operating mandate.
Here’s how you can open one today:
Log in to HLB Connect Online.
Navigate to Apply, Fixed Deposit & New Placement/Account Opening.
Under From, select your funding bank.
Under Crediting Account, select your Joint CASA/-i where principal & interest will be paid.
Click Next.
Approve the AppAuthorise notification sent to your HLB Connect App.
The other account holder will be notified through in-app message/email.
He/She must log in to HLB Connect Online, click View Request & Approve within 7 calendar days.
AppAuthorise will then be sent to his/her HLB Connect App. He/She must approve it before you can make a placement.
Your placement can be made immediately after you receive the confirmation email on your Joint eFD/-i account opening.
Not yet an HLB Connect user? Register now.
Valid for New Funds only. Terms and Conditions apply.
The maximum deposit amount per transaction via FPX transfer is RM200,000, subject to such prescribed maximum amount/limit of transfer in the Customers’ individual internet banking maintained with the relevant bank.
*For Joint eFD/eFD-i, both account holders must be above 18 years old and must have an existing CASA/CASA-i under the same names before opening Joint eFD/eFD-i account.
Member of PIDM. Protected by PIDM up to RM250,000 for each depositor.