Features & Benefits
20% Cash Back on interest
Monthly instalments as low as RM130*
No collaterals and guarantor required
Flexible repayment tenure of up to 5 years
Minimum income eligibility of RM24,000 per annum
Easy application available at our Bank's Branches, Website and Connect Online Banking
Financing amount up to RM250,000
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Eligibility
- Malaysian citizens only, aged between 21 to 60 years old
- Earn a minimum annual income of RM24,000 per annum
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* Based on a financing tenure of 5 years for RM5,000, and during Cash Back Period.
Other terms and conditions apply.
| Loan Amount (RM) |
Flat Interest Rate (p.a.) |
Monthly Instalment (RM) |
Monthly Instalment During Cash Back Period (RM) |
||
|---|---|---|---|---|---|
| 2 Years |
5 Years |
2 Years |
5 Years |
||
| 5,000 | 12.50% | 265 | 140 | 245 | 130 |
| 50,000 | 11.00% | 2,545 | 1,295 | 2,365 | 1,185 |
| 100,000 | 10.00% | 5,000 | 2,500 | 4,670 | 2,295 |
| 150,000 | 9.00% | 7,375 | 3,625 | 6,925 | 3,345 |
Note:
- Flat interest rate ranges from 9.00% p.a. to 12.50% per annum, depending on loan amount, verified monthly income, loan tenure and application channel.
- Effective Interest Rate ranges from 15.71% p.a. to 22.42% p.a.
- The above table serves as an illustration for a customer with a verified monthly income of RM4,000 and above.
- Actual monthly instalment will be rounded up to the nearest RM5.
Important Notice:
Please click here for the non-exhaustive list of fees and charges.
*Subject to Government Tax, if applicable
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