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Low monthly instalments
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Quick approvals
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Flexible repayment tenure
20% Cash Back on interest
Fast approval within 48 hours**
Minimum income eligibility of only RM24,000 per annum
5-minute loan approval at am:pm Convenient Banking**
Click here for more am:pm Conveniet Banking information
Monthly instalments as low as RM103*
Flexible repayment tenure of up to 7 years***
No guarantor and no collateral
Eligibility
- Malaysian citizens only, aged between 21 to 60 years old
- Earn a minimum annual income of RM24,000 per annum
* Based on a financing tenure of 7 years for RM5,000, and during Cash Back Period.
** 48 hour loan approval is subject to terms and conditions.
*** 6 & 7 years loan tenure are only available for salaried applicants age ≥ 30, earning an annual income of ≥ RM48,000.
Other terms and conditions apply.
Loan Amount (RM) |
Monthly Instalment (RM) |
Monthly Instalment During Cash Back Period (RM) |
||||
|---|---|---|---|---|---|---|
| 2 Years | 5 Years | 7 Years | 2 Years | 5 Years | 7 Years | |
| 5,000 | 265 | 140 | 115 | 245 | 127 | 103 |
| 10,000 | 525 | 275 | 225 | 484 | 249 | 201 |
| 20,000 | 1,045 | 545 | 450 | 962 | 493 | 402 |
| 50,000 | 2,545 | 1,295 | 1,055 | 2,362 | 1,181 | 949 |
| 100,000 | 5,000 | 2,500 | 2,025 | 4,667 | 2,292 | 1,831 |
Note:
- Flat Interest Rate ranges from 9.0% - 13.5% per annum depending on loan amount and tenure..
- Effective Interest Rate ranges from 12.38% - 24.82% per annum.
- The above table serves as illustration purpose only.
- Actual monthly instalment will be rounded up to the nearest RM5.
Click here for the non-exhaustive list of fees and charges, or visit any of our branches for further information.
